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Moneytalks

"Moneytalks" is a hard rock song written by brothers Angus Young and Malcolm Young and performed by the Australian rock band AC/DC. Released in late 1990 as the second single from the band's twelfth studio album, The Razors Edge, it marked a commercial resurgence for AC/DC following a period of relative chart inactivity. The track was produced by Bruce Fairbairn, known for his work with artists like Bon Jovi and Aerosmith, and recorded in Vancouver, Canada. The song's lyrics satirize the influence and allure of wealth, with lines depicting opulent lifestyles and the commodification of relationships, delivered through lead singer Brian Johnson's raspy vocals over the band's signature high-energy riffs and driving rhythm section featuring drummer Chris Slade and bassist Cliff Williams. Moneytalks achieved significant commercial success, peaking at number 23 on the US Billboard Hot 100—AC/DC's highest position on that chart—and number 36 on the UK Singles Chart. The album The Razors Edge, from which it was drawn, has sold more than 18 million copies worldwide, certified 6× Platinum in the United States (6 million units) by the RIAA as of 2024, and propelled the band back into the spotlight with its tour, including the massive Monsters of Rock festival at Donington Park in 1991. The official music video, directed by David Mallet, captures AC/DC performing the song live during their Razors Edge Tour at the Spectrum in Philadelphia on November 6, 1990, blending concert footage with thematic elements of excess. As one of the band's enduring anthems, Moneytalks exemplifies AC/DC's blues-infused hard rock style and has been featured in various media, including video games and compilations, solidifying its place in rock history.

Background and recording

Development

"Moneytalks" emerged as part of AC/DC's songwriting efforts for their twelfth studio album, The Razors Edge, marking a significant shift in the band's creative process. The track received songwriting credits to guitarists Angus Young and Malcolm Young, who composed both the music and lyrics—a departure from previous albums where lead singer Brian Johnson typically contributed the words. This was the first time the Young brothers took full control of the lyrics, allowing them to infuse the song with their direct vision. The primary riff for "Moneytalks" was developed by Angus Young during informal sessions in late 1989 and early 1990, as the band prepared material for the album. These efforts were bolstered by the recent stabilization of the lineup, with Welsh drummer Chris Slade joining AC/DC in 1989 following the departure of Simon Wright, bringing a fresh energy to the rhythm section. The band's decision to return to a more blues-infused hard rock sound reflected their regrouping after the exhaustive Blow Up Your Video tour and album cycle in 1988, aiming to recapture the raw edge of their earlier work. Pre-production for The Razors Edge took place in early 1990, where "Moneytalks" was refined alongside other tracks, setting the stage for the album's recording at Little Mountain Sound Studios in Vancouver, Canada. This period of ideation emphasized straightforward, riff-driven compositions that aligned with AC/DC's classic style, contributing to the song's eventual role as a standout single.

Recording process

The recording of "Moneytalks" occurred as part of the sessions for AC/DC's twelfth studio album, The Razors Edge, at Little Mountain Sound Studios in Vancouver, Canada, during spring 1990. The album's production was overseen by Bruce Fairbairn, who guided the band toward a tighter, more commercial sound compared to their prior efforts, with engineering and mixing handled by Mike Fraser to achieve a crisp, radio-friendly edge while preserving the raw energy of AC/DC's rock foundation. Key production techniques centered on layering the signature guitar interplay that defined the track's boogie-woogie groove. Angus Young recorded his lead riffs and solos using his cherry red Gibson SG, plugged directly into a Marshall amplifier for the signature overdriven tone that drives the song's infectious hooks. Complementing this, Malcolm Young laid down the rhythm guitar parts on his 1963 Gretsch Jet Firebird, emphasizing a twangy, percussive backbone to lock in with the bass and drums. Cliff Williams tracked the bass lines on a Fender Precision Bass, providing a solid low-end pulse that supported the track's driving momentum without overpowering the guitars. Chris Slade handled the drum recording, delivering powerful, straightforward beats that contributed to the song's upbeat shuffle and the album's overall shift toward heightened arena-rock vitality. Brian Johnson's vocal tracking focused on a gritty, raspy delivery to embody the song's satirical take on greed. In the final mixing stage, Fraser applied subtle reverb to the vocals and layered elements to enhance the stadium-ready scale, ensuring "Moneytalks" resonated with the polished yet aggressive production that revitalized AC/DC's sound for the 1990s.

Musical composition

Style and structure

"Moneytalks" is classified as a blues-infused hard rock track with boogie elements, characteristic of AC/DC's riff-driven sound. The song runs for 3:45 in length, composed in G major at approximately 123 beats per minute. The structure follows a straightforward verse-chorus form, opening with an infectious intro riff played on lead guitar that establishes the boogie groove. This leads into verses and a pre-chorus build-up, followed by the anthemic chorus; a bridge features an extended guitar solo by Angus Young, incorporating pentatonic scales, double-stop bends, and slides for dynamic flair. The arrangement features a riff-based progression in G major with repeating chord cycles using G, C, and D. Instrumentally, the track highlights prominent slide techniques in the riffs and solo, complemented by a driving rhythm section from Malcolm Young's chunky rhythm guitar, Cliff Williams' steady bass lines, and Chris Slade's pounding drums. Brian Johnson's raspy, shouted vocals propel the verses and chorus, adding to the song's raw, swaggering energy that aligns with its lyrical bravado. In AC/DC's style evolution, "Moneytalks" echoes the raw simplicity of their 1980 album Back in Black, with its focus on tight riffs and minimalistic arrangements, but incorporates a polished, arena-ready production sheen courtesy of Bruce Fairbairn, marking a 1990s refinement in their sound.

Lyrics and themes

The lyrics of "Moneytalks," written primarily by Angus and Malcolm Young, center on the corrupting influence of wealth, portraying a world dominated by ostentatious luxury and transactional relationships. The opening verse evokes images of elite excess with lines like "Tailored suits, chauffeured cars / Fine hotels and big cigars," critiquing the superficial glamour of the rich that masks exploitation, as seen in the follow-up "Hustle you deal, you steal from us all." This sets a tone of disdain for those who wield money as power, culminating in the chorus's idiomatic punch: "Money talks, bullshit walks," which underscores how financial clout overrides empty promises in social and economic dynamics. At its core, the song satirizes the materialism and greed of the wealthy elite. The themes draw from observations of fame's commodified underbelly, where relationships are reduced to "love me for the money" and status symbols like "furs and diamonds" symbolize hollow pursuits, highlighting divisions between the wealthy elite and the rest. Unlike more overtly political AC/DC tracks, "Moneytalks" avoids direct activism, opting for ironic commentary on capitalism's grind through everyday slang that exposes inequality without preaching. Poetically, the lyrics employ a straightforward AABB rhyme scheme in verses, such as "cars/cigars" and "price/night," paired with repetitive, slang-heavy phrasing like "Come on, come on" to build rhythmic urgency and mirror the relentless pursuit of wealth. Brian Johnson's raspy, snarling delivery amplifies the ironic edge, turning lines about "rich men without a face" into a mocking growl that underscores the song's critique of faceless corporate greed. This verbal punch is bolstered by the track's driving groove, which propels the satirical bite forward.

Release and promotion

Single release

"Moneytalks" was issued as the second single from AC/DC's album The Razors Edge in late 1990 in the United States by Atco Records, following the lead single "Thunderstruck." Internationally, the single saw release in November 1990 through Atlantic Records subsidiaries. As track two on The Razors Edge, which was released on September 24, 1990, the single significantly boosted the album's visibility and sales in the months after its initial rollout. The single was distributed in multiple physical formats to target rock audiences, including a 7-inch vinyl edition featuring "Borrowed Time" as the B-side (Atco catalog number 7-98881), cassette singles, and CD versions that occasionally included remixes or additional tracks like "The Razors Edge" in select markets. These formats emphasized the song's hard rock energy, with the vinyl pressing becoming a staple for collectors due to its straightforward A-side/B-side structure. Prior to its commercial availability, "Moneytalks" premiered on U.S. rock radio stations in late 1990, representing AC/DC's first major single push in the American market since their 1980 hits from Back in Black. This radio rollout aligned with broader promotional efforts, including ties to the band's ongoing world tour supporting The Razors Edge.

Marketing efforts

The marketing efforts for "Moneytalks" centered on a multi-faceted campaign coordinated by Atlantic Records to capitalize on the song's release as the second single from The Razors Edge. Key elements included television advertisements on MTV that featured clips from the album and the band's music video, helping to reach a broad audience during the peak of music video programming. Additionally, Atlantic's marketing team aggressively pushed radio airplay through targeted outreach to rock stations, contributing to the single's climb to No. 23 on the Billboard Hot 100. The campaign also incorporated tie-ins with AC/DC's 1991 summer tour dates, where the song was highlighted in setlists and promotional materials to drive concert attendance and single sales. A notable gimmick involved the band dropping fake "Angus Bucks" one-dollar bills featuring Angus Young's image from the stage during performances of "Moneytalks," tying into the song's theme of money and boosting fan interaction. Press junkets played a crucial role in building hype, with events held in New York and London in August 1991. During these sessions, vocalist Brian Johnson and guitarists Angus and Malcolm Young emphasized the song's lighthearted economic commentary, describing it as a "fun" jab at the power of money in interviews with media outlets. These appearances generated positive buzz and positioned "Moneytalks" as an accessible, high-energy track amid shifting rock landscapes. Merchandise efforts focused on single-specific items like posters and T-shirts featuring the song's title and imagery, which were sold at concerts and through retail channels. These items helped sustain fan engagement and contributed to the buildup of The Razors Edge's commercial success, including its eventual diamond certification in the US. The campaign targeted the 18-34 demographic as grunge began to emerge as a competing force in rock music.

Music video and live performances

Video production

The official music video for AC/DC's "Moneytalks" was directed by David Mallet. Filming took place live at the Spectrum arena in Philadelphia, Pennsylvania, on November 6, 1990, during the band's Razors Edge World Tour, capturing the group performing before an enthusiastic crowd of approximately 200 people who were specifically invited for the shoot. The visual style emphasizes high-energy concert footage of the band on stage, intercut with thematic effects that highlight the song's focus on wealth and greed. It opens with a close-up of a one-dollar bill featuring Angus Young's face burning, and concludes with fake dollar bills—printed by the band with Young's image replacing George Washington's—raining down on the audience to symbolize monetary excess. Angus Young remains central in his iconic schoolboy uniform, delivering his signature duckwalk and guitar stunts amid the riff-heavy performance. The video features the band as the primary cast, including lead vocalist Brian Johnson, guitarists Angus Young and Malcolm Young, bassist Cliff Williams, drummer Chris Slade, and backing vocalist Janice Keough. No additional actors or cameos appear. Released in 1990 to promote the single, the video was edited to a length of 3:46, with rapid cuts synchronized to the track's driving guitar riff for dynamic pacing.

Live renditions

"Moneytalks" debuted in AC/DC's live repertoire on November 2, 1990, during the opening concert of The Razors Edge World Tour at the Centrum in Worcester, Massachusetts. The song rapidly established itself as a setlist staple throughout the tour, performed 156 times across 1990 and 1991 shows. In live settings, "Moneytalks" typically occupied a mid-show position, following "The Razors Edge" and building on the high-energy momentum initiated by the tour opener "Thunderstruck." Performances featured Angus Young's signature extended guitar work, amplifying the track's riff-driven intensity, while the anthemic chorus encouraged widespread audience sing-alongs and chants. A notable rendition occurred at the Monsters of Rock festival on September 28, 1991, at Tushino Airfield in Moscow, Russia, marking one of the band's landmark international appearances during the tour. The song's live energy was captured in official releases, including a version from the April 23, 1991, concert at the National Exhibition Centre in Birmingham, England, featured on the 1992 double album AC/DC Live. Another prominent performance came at the Monsters of Rock festival at Donington Park on August 17, 1991, documented in the Live at Donington video and DVD, where it exemplified the band's raw stage dynamics with drummer Chris Slade. These recordings highlighted "Moneytalks" as a fan-favorite highlight, often eliciting strong crowd responses that underscored its role in sustaining the tour's electrifying atmosphere. The song's enduring appeal has persisted through its revival in later tours, including the Power Up Tour (2024–2025), where it remained a setlist staple, as well as its inclusion in live compilations like the 1992 Live Collector's Set, preserving its status as a high-octane concert fixture from AC/DC's early 1990s era.

Critical reception

Initial reviews

Upon its release as a single in November 1990 from the album The Razors Edge, "Moneytalks" received largely positive initial critical attention, with reviewers highlighting its energetic riff and the band's revitalized sound. Rolling Stone critic David Fricke praised the track's role in the album, calling it part of AC/DC's "apex of heavy metal songwriting" and noting its "infectious" quality that contributed to the record's status as the band's strongest since Back in Black. Similarly, in a 1990 assessment that carried over to single discussions, Classic Rock Review commended the song's "upbeat and strong" blues-rock drive, emphasizing the Young brothers' riff craftsmanship as a highlight amid the grunge era's rise. Some responses were mixed, acknowledging the song's familiarity while critiquing its lack of innovation. Fricke observed that while "Moneytalks" delivered AC/DC's hard-rock fundamentals effectively, it relied on "predictable" lyrics and riffs, making the overall package "less compelling than it might have been" in a shifting musical landscape. UK outlets echoed this, with early coverage in metal circles like Kerrang! viewing it as solid but formulaic "bluesy gold" that recycled the band's high-voltage formula without pushing boundaries. In the US, the single saw strong radio play on Album-Oriented Rock (AOR) stations, fueling its buzz and chart climb. The song's heavy rotation and Brian Johnson's raspy vocals helped bridge AC/DC's classic appeal with 1990s audiences, which propelled it to No. 23 on the Hot 100. This radio success amplified the positive word-of-mouth, contributing to the album's commercial momentum without overshadowing emerging grunge acts.

Retrospective assessments

In the 21st century, "Moneytalks" has received renewed attention in rankings of AC/DC's catalog, often highlighted for its role in revitalizing the band's sound during a transitional period. Classic Rock magazine's 2023 list of the 50 best AC/DC songs placed it at number 43, crediting producer Bruce Fairbairn's direction to infuse the track with the raw energy of the band's early days, making it a standout example of their adaptability. Similarly, Ultimate Classic Rock's 2013 ranking of the top 50 AC/DC songs positioned "Moneytalks" at number 23, emphasizing its catchy riff and satirical take on materialism as key to the band's commercial resurgence in the early 1990s. Academic studies of rock music have analyzed "Moneytalks" as emblematic of AC/DC's resilience in the 1990s hard rock landscape, where the genre faced competition from the alternative rock explosion. In the 2019 paper "Let There Be Rock: The AC/DC Phenomenon," the song is examined under thematic categories like money and the music industry, illustrating how AC/DC's unwavering formula—simple, riff-driven anthems with ironic social commentary—allowed them to maintain relevance and fan loyalty amid shifting tastes. This perspective underscores the track's prescience in critiquing economic excess just as grunge and alternative scenes challenged hard rock's dominance. The song's enduring legacy is reflected in its inclusion on AC/DC's 2003 box set, a comprehensive remastered collection of the band's studio albums that reaffirmed "Moneytalks" as a cornerstone of their post-1980s output. AllMusic's retrospective review of the parent album, The Razors Edge, rates it 4 out of 5 stars, praising its rowdy, unapologetically fun essence and the hit status of "Moneytalks" as evidence of the band's vitality despite evolving musical trends. Although absent from setlists during the Power Up tour's 2024 European dates—where classics like "Thunderstruck" dominated—the track continues to symbolize AC/DC's high-impact contributions to hard rock.

Commercial performance

Chart performance

"Moneytalks" achieved moderate success on major international music charts following its release in late 1990, marking a significant crossover moment for AC/DC on the pop charts after a decade without a top-40 entry on the US Billboard Hot 100. The track debuted on the Billboard Hot 100 at number 76 on December 8, 1990, and climbed steadily, reaching its peak of number 23 in early February 1991, where it held for two weeks before descending, ultimately spending 16 weeks on the chart. This performance represented AC/DC's highest-charting single in the United States to date and their first top-40 hit since "You Shook Me All Night Long" peaked at number 35 in 1980. On the Billboard Mainstream Rock Tracks chart, "Moneytalks" fared even better, debuting on November 10, 1990, and peaking at number 3, underscoring its strong appeal within the rock radio format. Internationally, the single saw varied reception. In Canada, it peaked at number 12 on the RPM Top Singles chart. In the United Kingdom, it entered the Official Singles Chart at number 42 on November 24, 1990, rose to a peak of number 36 the following week, and charted for a total of three weeks. In Australia, where AC/DC originated, "Moneytalks" debuted at number 50 on December 9, 1990, on the ARIA Singles Chart, ascended to a peak of number 21 (which it held for one week), and remained on the chart for 10 weeks through February 1991. The song's trajectory was notably propelled by the release and MTV airplay of its music video in early 1991, which helped sustain its momentum across rock-oriented charts. By year's end, it ranked number 15 on the 1991 Active Rock year-end chart, reflecting its enduring radio play.
Chart (1990–1991)Peak PositionWeeks on Chart
Canada (RPM Top Singles)12Not specified
US Billboard Hot 1002316
US Mainstream Rock Tracks3Not specified
UK Singles (OCC)363
Australia (ARIA)2110
While "Moneytalks" generated considerable airplay in Europe, particularly on rock stations, its chart performance was more modest outside English-speaking markets, with limited documented entries in Asia.

Certifications and sales

"Moneytalks" did not receive standalone certifications from major industry bodies, though it contributed to the success of its parent album The Razors Edge, which earned RIAA 5× Platinum certification in the United States for 5 million units shipped as of 1994. In Australia, the album achieved ARIA 6× Platinum status (420,000 units), while in the United Kingdom, it was certified Platinum by the BPI (300,000 units); no equivalent single-level awards, such as ARIA Gold (35,000 units) or BPI Silver (200,000 units), were issued for "Moneytalks." Sales estimates for the single indicate robust commercial performance, with global physical sales exceeding 390,000 units and digital downloads surpassing 500,000, leading to a comprehensive sales plus consumption (CSPC) equivalent of over 1.1 million units by the mid-2010s. By 1995, cumulative worldwide single sales for AC/DC tracks like "Moneytalks" had topped 1 million units across their catalog, bolstered by the era's physical formats. Post-2010 digital streaming has further amplified its reach, with "Moneytalks" accumulating over 164 million plays on Spotify as of November 2025, contributing significantly to ongoing equivalent unit counts. These figures underscore the track's enduring popularity, even without formal single certifications in key markets.

Personnel and production credits

Band members

The lineup of AC/DC responsible for the recording of "Moneytalks" on the 1990 album The Razors Edge and its subsequent live performances consisted of vocalist Brian Johnson, guitarists Angus and Malcolm Young, bassist Cliff Williams, and drummer Chris Slade. Brian Johnson served as lead vocalist, delivering the song's distinctive raspy delivery; he had joined AC/DC in 1980 after the death of original singer Bon Scott. Angus Young, the band's lead guitarist and youngest member at age 35 in 1990, also contributed backing vocals and was central to the track's riff-driven sound; born on March 31, 1955, in Glasgow, Scotland, he is renowned for his high-energy stage antics, including the duck walk and wearing a schoolboy uniform during performances. Malcolm Young, co-founder of AC/DC in 1973 alongside Angus and the rhythm guitarist on "Moneytalks," provided the foundational arrangements and co-wrote the song with his brother; born January 6, 1953, in Glasgow, he also added backing vocals to the recording. Cliff Williams played bass guitar, offering a steady low-end groove that anchored the band's hard rock style on the track; born December 14, 1949, in Romford, Essex, England, he had been a consistent member since joining in May 1977, following an audition process that impressed the Young brothers. Chris Slade handled drums, bringing a powerful, precise style to "Moneytalks" and the album's sessions; born October 30, 1946, in Pontypridd, Wales, he served as a temporary member from 1989 to 1994, replacing previous drummer Simon Wright who had been part of the post-Bon Scott era lineup.

Additional contributors

The production of "Moneytalks," a single from AC/DC's 1990 album The Razors Edge, involved several key non-band personnel who contributed to its recording, mixing, and final polish. Bruce Fairbairn served as the primary producer, guiding the band's sessions at Little Mountain Sound Studios in Vancouver and shaping the track's raw energy into a polished hard rock anthem. Mike Fraser acted as the mixing engineer, handling the final balances and sonic refinements at Little Mountain Sound Studios in Vancouver, where he balanced the guitars, vocals, and rhythm section to achieve the song's signature punchy sound. Assistant engineers, including Brian Dobbs and Sean Leonard, supported the recording process by managing technical aspects such as tape handling and overdubs during the sessions. The track was mastered by George Marino at Sterling Sound in New York, ensuring its dynamic range and clarity for commercial release across formats. For the single's artwork, Forgemasters at Mainartery in London provided art direction and design, creating a sleeve that highlighted the band's imagery in line with Atlantic Records' promotional style.

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