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Vicky Safra

Vicky Safra (née ; born July 1, 1952) is a -born billionaire businesswoman and philanthropist, best known as the widow of banker and the matriarch of the Safra banking dynasty. Born in , , to a Jewish family, she relocated with her parents to in the , where she later married in 1969 at the age of 17. Following 's death in December 2020, Vicky assumed control of the family's multinational , a conglomerate focused on banking, investments, and , with her eldest son overseeing day-to-day operations. Holding dual and citizenship, she primarily resides in , , and is recognized as one of the world's wealthiest women, with a estimated at $24.1 billion as of November 2025. As a prominent philanthropist, Vicky Safra leads the , established in 2022 in to continue her husband's legacy of charitable giving. The foundation supports initiatives in , healthcare, , the arts, environmental protection, and poverty alleviation, with significant grants directed toward global and Brazilian causes, including major donations to institutions like the Albert Einstein Israelite Hospital in . Prior to her husband's passing, the couple's philanthropy through the emphasized Jewish causes, , and cultural preservation, amassing hundreds of millions in contributions over the years. Under Vicky's stewardship, the family's giving has expanded to address broader societal challenges, solidifying the Safra name as a pillar of international benevolence.

Early Life

Birth and Upbringing

Vicky Safra, née Vicky Sarfati, was born on July 1, 1952, in , , into a Sephardic Jewish family of modest means. Her parents were Fortunée Eskenazi (1926–2015) and Alberto El Sarfaty (1914–2003), members of the historic Jewish community in Thessaloniki, known as Salonika, which had been a vibrant center of Sephardic life since the in 1492. The Sarfati family, like many Greek Jewish families, navigated profound post-World War II challenges stemming from the Holocaust's devastation of Thessaloniki's Jewish population. Prior to the Nazi occupation in 1941, the city hosted approximately 50,000 , comprising nearly 40% of its residents and forming one of Europe's largest Sephardic communities; however, around 96% perished in concentration camps, leaving fewer than 2,000 survivors by war's end. This catastrophe led to economic hardship, communal rebuilding efforts, and a diminished cultural landscape, with families like the Sarfatis contending with loss, displacement, and efforts to preserve traditions amid a drastically reduced community of about 1,950 in 1951. Safra's early childhood in was shaped by the enduring Sephardic Jewish cultural and religious influences of the region, including observance of Ladino-language customs, synagogue attendance, and family-centered rituals that emphasized resilience and faith in the face of adversity. These elements fostered her strong sense of within a community focused on recovery and emigration. Details of her formal remain limited in , reflecting the era's constraints for many in the surviving Jewish population. The family relocated to in the 1950s when she was a child.

Immigration to Brazil

In the 1950s, Vicky Safra's Greek-Jewish family emigrated from , , to , driven by the pursuit of economic opportunities in a rapidly industrializing nation and the desire to escape the lingering instability following 's (1946–1949). At the time, actively encouraged to bolster its workforce for expanding industries, particularly in , attracting waves of European families including Jews recovering from postwar hardships. Vicky, born in 1952, was a young child during the journey, making the relocation a pivotal shift from her early years in . Upon arriving in São Paulo, the family settled in the city's burgeoning Jewish community, which provided a supportive network for newcomers from and the . This community, centered in neighborhoods like Bom Retiro, offered cultural continuity through synagogues, schools, and social organizations, helping immigrants navigate the transition to Brazilian life. The Sarfati family, like many in this wave, started with modest means, focusing on integration while preserving their Sephardic traditions amid the challenges of language barriers and cultural adjustment to a Portuguese-speaking, Catholic-majority society. Vicky's father, Alberto El Sarfaty, and mother, Fortunée Eskenazi, worked to establish in their new home, contributing to the local Jewish enclave through everyday commerce and community involvement. The family's economic status upon arrival reflected that of typical mid-20th-century immigrants—resourceful but facing initial hardships—relying on Brazil's post-World War II growth to build roots. This period marked the beginning of their deep ties to São Paulo's diverse Jewish population, which grew significantly in the 1950s through similar migrations. During her teenage years in the , Vicky adapted fully to Brazilian life in , attending local schools and immersing herself in the city's multicultural fabric while cherishing her heritage. She navigated the blend of Sephardic customs with Brazilian influences, forging connections within the Jewish community that shaped her youth and positioned her for future personal milestones. This era of growth and adaptation solidified the family's place in , far from the uncertainties of their origins.

Personal Life

Marriage and Family

Vicky Sarfati married in 1969 at the age of 17. , a Lebanese-Brazilian banker born in in 1938 to a Syrian Jewish family of longstanding bankers from , was the youngest son of and an heir to the Safra banking dynasty that traced its origins to the . He played a pivotal role in expanding the family's businesses, founding and leading institutions such as in and acquiring international assets including in . The couple had four children: , the eldest son born around 1975, who serves as co-CEO of overseeing international operations; , who manages and the group's Brazilian real estate holdings; and and . In 2024 and early 2025, respectively, and sold their stakes in the family group to Vicky, , and , exiting active involvement in the enterprises. Their marriage lasted more than five decades, during which the Safra family maintained a private, close-knit dynamic centered on and Jewish traditions, raising 14 grandchildren. died on December 10, 2020, at the age of 82 from natural causes in .

Residences and Citizenship

Vicky Safra holds dual citizenship in , her country of birth, and , acquired through long-term residency and marriage into a prominent Brazilian family. She was born in , , in 1952, and her family immigrated to in the 1950s, where she later met and married in 1969, strengthening her ties to the country. Since the early 2010s, Safra has primarily resided in Crans-Montana, Switzerland, a location that reflects the family's international banking operations and her preference for a discreet lifestyle amid the Alps. This move aligns with her role in overseeing the global Safra Group, allowing proximity to European business centers while maintaining privacy. She has not resided full-time in Brazil for over a decade, though she retains strong connections there through family and philanthropy. In addition to her Swiss base, Safra owns a sprawling family estate in the Morumbi neighborhood of , , which serves as a key residence during visits and underscores her enduring links to the country where she raised her children. Known for its vast scale and luxurious amenities, the property highlights her global mobility but is used more sporadically compared to her Swiss home. Throughout her life, Safra has cultivated a low public profile, avoiding media attention and emphasizing seclusion in her choice of residences.

Business Involvement

Role in the Safra Group

The is a multinational primarily engaged in private banking, , , and investments, with operations spanning approximately 30 countries and over $345 billion in as of 2024. Founded in 1841 by in , , as a trade financing and currency exchange business, the group evolved under subsequent generations into a privately held empire known for its conservative approach to risk and emphasis on long-term stability. Joseph Safra, Vicky Safra's husband, led the group's expansion from the mid-20th century onward, transforming it into a global powerhouse through strategic acquisitions and establishments. Notable developments included the founding of in in 1972 following the acquisition of Banco das Indústrias, the creation of Safra National Bank of in 1987, and the acquisition of United Mizrahi Bank, a -based private bank with international presence, in 1997, which bolstered its Latin American and international presence. A pivotal expansion occurred in 2011 when the group acquired Bank Sarasin for approximately $1.13 billion, merging it to form and enhancing its Swiss private banking capabilities. These moves solidified the group's position as one of the world's largest family-controlled financial entities. Vicky Safra played a supportive role in the Safra Group's operations during her husband's lifetime, exerting influence through family ties and contributing to the behind-the-scenes stability of the enterprise without holding formal executive titles. Prior to Joseph's death in December 2020, he had transferred the bulk of the family's wealth to her, positioning Vicky as a central figure in the conglomerate's and underscoring her advisory input on key family decisions. The Safra family's governance model emphasizes multigenerational continuity, with wealth managed through a structure of family ownership that prioritizes discretion, prudent investment, and avoidance of external shareholders to preserve control and values across generations. This approach, rooted in 's principles of building enduring institutions, ensured the group's resilience amid global financial shifts.

Leadership Post-2020

Following the death of her husband in December 2020, Vicky Safra assumed the role of controlling shareholder of the , overseeing a with aggregate stockholder equity of approximately $19.6 billion as of 2025. Safra delegated day-to-day operational responsibilities to her sons, with managing international operations including in , Safra National Bank of New York, and the family's global portfolio, while David Safra oversees and Brazilian real estate holdings; however, Vicky Safra retained ultimate decision-making authority across the group's diverse banking and investment activities. Under her leadership, the pursued strategic expansions in , including Banco Safra's 2021 acquisition of Crédit Agricole's and operations in , which bolstered its capabilities in the domestic market, and J. Safra Sarasin's 2025 acquisition of approximately 70% of Denmark-based for nearly $1.2 billion, enhancing its European digital investment platform presence and contributing to the group's AUM growth. The group also advanced its portfolio through targeted acquisitions, such as J. Safra Sarasin's 2021 purchase of a landmark 15,000-square-meter property at Place de Hollande in from BNP Paribas Real Estate, and ASA Investments' 2022 acquisition of São Paulo-based CORE Real Estate Gestão de Investimentos, which expanded the family's influence in Brazilian . In July 2025, the group participated in an $800 million equity investment in U.S.-based private aviation firm Flexjet, further diversifying its investment portfolio. Safra navigated inheritance disputes arising from Joseph's estate, primarily involving his son from a previous marriage, Alberto Safra, who challenged aspects of the will in multiple jurisdictions including Brazil, Switzerland, and the United States; these conflicts, centered on claims of undue influence and estate valuation, were amicably resolved in July 2024 through a global settlement that affirmed the estate's disposition according to Joseph's wishes and terminated all ongoing legal proceedings.

Philanthropy

Establishment of Foundations

The Joseph Safra Philanthropic Foundation was established in 2002 by as a private family foundation dedicated to charitable giving. Following 's death in December 2020, Vicky Safra established the Fondation Philanthropique Vicky et in in 2022 to perpetuate their joint philanthropic vision. The original Joseph Safra Foundation Inc. in continues to operate, focusing on Jewish causes, , and . The foundations prioritize healthcare, education, Jewish causes, and cultural preservation, drawing from the Safra family's historical commitment to community support and ethical giving. Vicky Safra chairs the foundation, with family members serving in advisory capacities to guide its strategic direction and maintain alignment with core family values.

Major Contributions and Initiatives

The Safra family, through the Joseph Safra Foundation and direct contributions, has been a major benefactor of the Hospital Israelita Albert Einstein in São Paulo. Vicky and Joseph Safra funded the construction and opening of the Pavilhão Vicky e Joseph Safra in 2009, a state-of-the-art outpatient facility that integrates advanced medical care with sustainability features to serve thousands of patients annually. This initiative has expanded access to specialized treatments, including oncology and cardiology, contributing to the hospital's status as one of Latin America's top-ranked medical centers. The foundations provide ongoing grants to global health institutions such as Mount Sinai School of Medicine and Brigham and Women's Hospital, supporting research into chronic diseases and innovative therapies. In education, the foundations prioritize programs that promote access for underserved communities, with a focus on Jewish institutions in and . They fund educational facilities like the Sarah Dabah Elementary School and the Shaarei Emunah Institute of Jewish Studies, offering scholarships and resources to students from low-income Sephardic families to foster academic excellence and cultural continuity. Support extends to Israeli organizations such as the PEF Israel Endowment Funds, which provide grants for higher education and vocational training, enabling hundreds of young scholars from peripheral regions to pursue degrees in fields like and . These efforts have helped bridge socioeconomic gaps. Cultural initiatives emphasize the preservation of Sephardic Jewish heritage and contributions to global arts institutions. The foundations support Sephardic synagogues, including the Sephardic Synagogue of 5th Avenue in and Congregation in , through seven-figure grants for restoration and community programs that document and teach Sephardic traditions, languages, and history. Vicky Safra has personally contributed to , the World Remembrance Center. The foundations have responded to global challenges, including environmental . The Swiss foundation supports projects promoting environmental respect. The Foundation Inc. reported annual giving of approximately $9 million in grants as of 2024.

Wealth and Collections

Financial Holdings

Vicky Safra's , shared with her family, is estimated at approximately $20.7 billion as of April 2025, according to , primarily derived from their controlling stakes in the , a global banking and conglomerate. 's Billionaires Index places the family's fortune at $25.1 billion as of November 2025, reflecting ongoing and recent acquisitions such as the March 2025 purchase of a majority stake in Denmark's for nearly $1.2 billion. The bulk of the family's wealth stems from banking operations, including , , and retail services through entities like in and in , which manages over CHF 200 billion in assets. Diversification includes investments in commodities via holdings and broader financial portfolios, contributing to the remaining share of their assets. Safra has ranked among the world's richest women since 2020, following the death of her husband , with listing her at #98 globally in its 2025 Billionaires roster and as Brazil's wealthiest individual. similarly recognizes her position among top female billionaires, underscoring the enduring value of the family's financial empire. The family's wealth preservation involves strategic planning, with Vicky Safra inheriting a significant portion—estimated at $7.4 billion—of Joseph's fortune upon his 2020 passing, integrated into Swiss-based structures like for efficient global management and tax optimization. In July 2024, the family resolved a long-standing dispute over the estate through a . These holdings facilitate cross-border operations while minimizing fiscal burdens through Switzerland's favorable regulations.

Art and Real Estate Assets

Vicky Safra and her late husband, , built a distinguished private art collection centered on Old Masters and Impressionist works, reflecting their shared passion for European art history. The collection, amassed over decades, includes pieces that underscore the family's commitment to cultural preservation, though specific details remain private due to the Safras' preference for discretion. Following 's death in 2020, Vicky Safra has maintained and extended this legacy through the Vicky and Joseph Safra Foundation, which actively supports art and cultural initiatives worldwide. The foundation has funded major exhibitions, such as the 's presentation of : Inventing in in 2017, highlighting Brazilian , and : The Abandonment of Art, 1948–1988 in 2014, which explored innovative Latin American artistic practices. These efforts demonstrate the cultural significance of the Safras' collections, using them to promote accessibility and education in while aligning with broader philanthropic goals in . The Safra family's portfolio complements their art holdings, serving as venues for private appreciation and family legacy. In , —where resided for many years—the family maintains a primary residence that has been central to their European base. In , their iconic estate in the Morumbi neighborhood of stands as one of the world's largest private homes, encompassing over 11,000 square meters with 130 rooms, nine elevators, an Olympic-sized , and a , ranking it as the 11th largest residence globally. This sprawling property, acquired and expanded during Joseph's lifetime, exemplifies the family's blend of opulence and functionality in their Brazilian estates. Key acquisitions of art and properties occurred primarily during Joseph Safra's lifetime, with strategic purchases enhancing both the collection and holdings amid the growth of the family's global empire. Post-2020, Vicky Safra has focused on preservation, ensuring these assets support ongoing cultural and familial endeavors through the foundation's initiatives.

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