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Piggy bank

A piggy bank is a small container, typically shaped like a pig and made of ceramic, porcelain, metal, or plastic, designed to store coins and encourage saving, especially among children. It features a narrow slot on the top for inserting coins and a removable plug or base at the bottom for retrieving the accumulated savings without breaking the bank.^[1] The concept of money-saving devices predates the pig shape, with ancient examples including a 2nd-century B.C. terracotta box from Priene, Greece, resembling a temple, and a biblical reference in 2 Kings 12:9 to a chest with a hole for donations in the Jewish temple around the 9th century B.C.^[2] In medieval Europe, simple clay jars were used to store coins before widespread banking; a popular but unverified folk etymology links the name "piggy bank" to "pygg" (a supposed type of clay pronounced like "pug"), which shifted to resemble "pig" by the 18th century, leading to pig-shaped designs in the 19th century due to the animal's symbolism of prosperity and frugality in European and German immigrant cultures.^[3]^[1]^[2] One of the earliest known pig-shaped examples is a terracotta bank from Java, Indonesia, dating to the Majapahit Empire (1293–1498), shaped like a wild boar and used to store Chinese copper coins, reflecting Eastern symbolism of boars as emblems of wealth.^[3]^[1] Today, piggy banks remain a cultural icon for financial education, with modern variants in diverse shapes beyond pigs, though the traditional porcine design endures as a symbol of thrift.^[3]

History and Origins

Etymology and Early Forms

According to a common folk etymology, the term "piggy bank" derives from a combination of the English word for the animal "pig" and "pygg," an Old English term referring to a dense orange clay commonly used in medieval Europe to fashion household pottery, including jars for storing coins and other valuables. These "pygg jars" served as simple savings containers in households lacking access to formal banking institutions, and over time, as the pronunciation of "pygg" evolved to resemble "pig" during linguistic shifts in the English language between the 14th and 18th centuries, the containers became known as "pig banks" or "piggy banks," though the historical accuracy of this origin is questioned by some scholars. This etymological transition occurred even as the jars themselves were no longer made exclusively from pygg clay, marking a folk evolution in naming that predates the adoption of pig-shaped designs.^[1] Early forms of coin storage containers predate the medieval period by centuries, appearing in ancient civilizations as purpose-built earthenware or metal boxes designed to safeguard small amounts of currency. In ancient Greece, one of the oldest known examples is a terracotta money box from the 2nd century BCE, discovered in the city of Priene (in modern-day Turkey), shaped like a miniature Hellenistic temple with a slit in the pediment for inserting coins, likely used for personal savings or temple offerings. Similarly, in the Roman world, clay money boxes emerged around the 1st century BCE to the 3rd century CE, such as a small mushroom-shaped pottery vessel found in Cherchel, Algeria, containing coins from that era, and another example from Lincoln, England, made of local pottery with a slot for deposits, illustrating widespread use across the empire for household coin hoarding. These ancient devices typically required breaking to retrieve the contents, emphasizing their role in secure, informal savings rather than frequent access.^[4]^[5] During the Middle Ages in Europe, purpose-built savings containers evolved into more standardized earthenware jars, often unglazed and without animal shapes, fulfilling a similar function in an era before widespread banking. In England, 12th- to 13th-century examples include simple pottery jars made from Surrey white ware, a common off-white ceramic produced in the region, used by households to store coins securely; these jars, typically squat and featuring a narrow slot, were integral to personal finance in the absence of institutional alternatives and are evidenced by archaeological finds from medieval London sites. Across broader Europe, similar medieval money pots—often found shattered in refuse dumps, as they were designed to be broken for access—date from the 14th century onward, such as domed earthenware boxes with a top knob and coin slot excavated in regions like Slovakia, containing hoards of silver and gold coins that reflect everyday savings practices. These unadorned vessels underscored the practical emphasis on security and accumulation in pre-modern economies.^[6]^[7]

Development of the Pig Shape

The adoption of the pig shape for savings banks in Europe is often attributed to a linguistic misunderstanding of the medieval English term "pygg," which referred to a coarse clay used for household pottery, including money jars. By the 18th century, as "pygg" phonetically resembled "pig," illustrators in children's books and advertising began depicting savings containers as pigs, prompting potters to create literal pig-shaped models as novelty items.^[3] This theory, popularized in etymological accounts, suggests the shape emerged from playful wordplay rather than direct cultural intent, though some scholars question its historical accuracy, viewing it as a later invention. However, pig-shaped money boxes appeared earlier outside Europe. One of the earliest known examples is a terracotta bank from Java, Indonesia, dating to the Majapahit Empire (1293–1527), shaped like a wild boar and used to store coins, symbolizing wealth in local culture.^[3] The earliest documented pig-shaped money boxes in Europe appear in the 16th century, with green-glazed earthenware examples from Amsterdam dated between 1550 and 1575, indicating the form's initial practicality for coin storage.^[8] By the mid-19th century, ceramic pig-shaped banks proliferated in England and Germany, reflecting increased production for household use; representative models from this period include slipware examples from Donyatt, Somerset, dated 1828, and brown stoneware variants from Derbyshire suited for contemporary coin sizes.^[8] These mid-century designs marked a transition from rudimentary jars to stylized, unbreakable forms, building on earlier non-pig pygg pottery traditions. Cultural symbolism played a key role in the pig's enduring appeal, rooted in European folklore where pigs represented prosperity, good fortune, and abundance—evident in expressions like the German "schwein gehabt," meaning to have good luck through accumulated wealth.^[3] Conversely, pigs evoked gluttony and hoarding, likening the animal's rooting behavior to greedily amassing coins, a motif echoed in 17th-century literature comparing savers to misers or swine.^[8] This dual imagery reinforced the pig shape's suitability for savings devices, blending positive omens of fertility with cautionary tales of avarice. A pivotal innovation in the 1800s was the refinement of slot tops on pig-shaped banks, allowing easy coin insertion while preserving the structure until deliberate breaking, which enhanced their functionality over earlier sealed jars and popularized them in Victorian households.^[9] German immigrants further disseminated these designs to America in the 19th century, solidifying the pig form's iconic status in Western savings culture.^[3]

Evolution Through the 20th Century

The industrialization of the piggy bank in the early 20th century transformed it from a predominantly handmade item into a mass-produced consumer good, aligning with broader economic and technological advancements in manufacturing. Building on the pig shape's adoption in the 19th century, American potteries led this shift, with Brush-McCoy Pottery introducing money banks, including pig designs, as part of their novelty line by 1916.^[10] By the 1930s, McCoy formalized a dedicated banks line, producing affordable ceramic piggy banks that catered to household savings needs.^[11] This factory production made piggy banks widely available through department stores and catalogs, democratizing personal finance tools for middle-class families. Material changes reflected wartime constraints and post-war innovations, particularly during the 1920s-1930s and after World War II. In the interwar period, cast iron became prominent due to its durability, with Hubley Manufacturing Company specializing in "still banks"—non-mechanical coin savers like the pig-shaped "Wise Pig" (produced 1930-1936) and "Thrifty Pig," which required breaking to access coins.^[12] These designs emphasized permanence in saving. Following WWII, metal and ceramic rationing ended, spurring a surge in plastic production; by the 1950s, companies like Reliable Toy Company introduced unbreakable plastic piggy banks, such as colorful pig models made in Canada, which were safer and cheaper for children.^[13] Royal Copley, while focused on ceramics, contributed to this era with smash-to-open pig banks that promoted long-term saving without removable stoppers.^[14] Economic upheavals further shaped piggy bank usage, with a notable surge in popularity during the Great Depression of the 1930s as families turned to simple, low-cost savings methods amid bank failures and widespread poverty.^[15] In the post-war baby boom of the 1940s-1960s, rising prosperity and emphasis on family financial education elevated piggy banks as tools for teaching children thrift, often distributed by banks and retailers to foster early saving habits.^[16]

Uses and Functions

Personal Savings and Financial Education

Piggy banks serve as a primary tool for accumulating small amounts of coins and loose change, facilitating personal savings among children and adults alike. Traditional designs often lack an accessible slot for retrieval without breaking the container, which encourages users to view the funds as committed savings rather than readily spendable cash. This mechanism promotes delayed gratification by making impulsive spending more difficult, fostering a mindset of patience and long-term financial planning.^[17] Since the early 19th century, piggy banks have been employed in homes and schools to instill budgeting skills and the value of thrift in children. They function as simple, tangible aids for teaching concepts like allocating allowance money and tracking expenditures, with parents and educators using them to demonstrate how regular small deposits build toward larger goals. For instance, in the 20th century, Barclays Bank ran promotional campaigns featuring piggy banks to encourage young savers, such as advertisements depicting children diverting pocket money into banks instead of immediate purchases, thereby linking early saving habits to formal banking.^[17]^[18] Research highlights the psychological benefits of piggy banks, particularly those with visual, animal-shaped designs, in enhancing saving motivation among children. A 2014 study on the BILLEGAS piggy bank, which incorporates customizable cartoon animal characters, found that such features stimulate empathy and attachment, leading to higher saving amounts and greater reported joy in the process. Participants noted that the visual appeal of the animal shapes served as a reminder to save, extending motivation through social cues like sharing progress with peers, thus supporting habit formation in financial literacy.^[19] In contemporary contexts, piggy banks continue to play a role in micro-savings, with U.S. households often accumulating modest sums in loose change. A 2020 survey indicated that consumers estimate an average of $113 in coins scattered around their homes, much of which could be directed into piggy banks for informal saving. This practice underscores their ongoing utility in building financial awareness without the complexities of digital tools, even as children increasingly use financial apps for learning; physical piggy banks remain valued for providing tactile experiences in saving.^[20]^[21]

Cultural and Symbolic Roles

The piggy bank features prominently in idiomatic expressions, particularly "breaking the piggy bank," which denotes spending one's accumulated savings, often on a significant purchase or in times of need. This phrase evokes the literal act of smashing a traditional ceramic piggy bank to access its contents, underscoring the commitment required to dip into personal reserves.^[22] In Western cultures, piggy banks are frequently given as gifts during baptisms, birthdays, and other milestones, symbolizing prosperity, good fortune, and the initiation of financial responsibility. For instance, in countries like Germany and the Netherlands, presenting a piggy bank serves as a customary token of luck and wealth, reflecting the pig's longstanding association with abundance in European folklore.^[23]^[16] Historically, piggy banks were a practical tool for working-class families in 19th-century Europe, who used them to accumulate small coin amounts amid limited access to formal banking, embodying everyday thrift and household financial management. Contemporary perspectives have raised feminist critiques of gendered marketing in piggy bank products, such as sets labeled "his" for fathers and "hers" for mothers, which reinforce traditional domestic roles and have faced backlash for perpetuating stereotypes. In 2018, Australia's Royal Mint renamed such merchandise following public outcry over its sexist implications.^[24]^[25] On a global scale, the piggy bank embodies thrift in German folklore via the term Sparschwein (savings pig), where the pig symbolizes fertility, utility, and prudent saving among medieval peasant communities, a tradition that influenced its spread as a cultural icon of financial caution. In contrast, Islamic cultures often eschew pig-shaped banks due to the animal's impurity in religious doctrine, opting instead for non-animal forms like geometric patterns or neutral containers to align with prohibitions on depicting living beings.^[26]^[27]

Design and Construction

Materials and Manufacturing Techniques

Early piggy banks were predominantly constructed from clay, particularly a dense orange variety known as "pygg," which was widely used in Western Europe to form simple jars and pots for coin storage.^[1] These earthenware containers remained the dominant material through the 19th century, often shaped by hand or on a potter's wheel before being fired in kilns to enhance durability and impermeability against moisture. By the late 1800s, cast iron emerged as a key material for more elaborate designs, especially mechanical and still banks featuring coin slots and internal traps to secure deposits; manufacturers like J. & E. Stevens in Connecticut produced hundreds of such models using sand-casting techniques to create robust, detailed forms.^[28] In the mid-20th century, production shifted toward synthetic materials amid wartime metal shortages and advances in polymer technology, with thermoset plastics like Bakelite introduced in the 1940s for lightweight, moldable coin banks that resisted cracking under everyday handling.^[29] By the 1960s, injection molding enabled mass production of plastic piggy banks, allowing for precise replication of shapes in high volumes through heated polymer injection into metal molds, a process popularized by innovations like portable vending machines for custom plastic figures.^[30] Traditional hand-throwing on a wheel persisted for artisanal ceramic piggy banks, offering customized forms but limited scalability, while modern prototyping increasingly employs 3D printing to rapidly iterate designs in resin or PLA before scaling to production molds, ensuring functional features like secure coin compartments.^[31] Recent innovations as of 2025 include smart piggy banks with digital counters and apps for tracking savings, often using shatter-resistant ABS plastic or sustainable bamboo composites for eco-friendly construction.^[32]^[33] Manufacturing includes quality control measures, such as testing for airtight seals in coin storage areas to prevent loss or contamination. Safety standards evolved significantly post-1970s, with the U.S. Consumer Product Safety Commission banning lead-containing paints exceeding 0.06% by weight in 1977, mandating lead-free coatings on toys and banks accessible to children to mitigate poisoning risks.^[34] Concurrently, shatter-resistant designs using thick, non-toxic plastics became standard for children's piggy banks, reducing injury hazards from drops or impacts.^[35]

Shapes, Styles, and Variations

Piggy banks have traditionally featured the iconic pig shape, typically as hollow figures with a coin slot on the back or underbelly, to suit children's use. These classic designs emerged in the mid-19th century as potters crafted pig-shaped containers, evolving into stylized, rotund forms by the late 19th century, often painted in bright or soft hues to appeal to young savers.^[36] Beyond the pig form, piggy banks exhibit a wide array of non-pig variations, including architectural motifs like houses or vehicles such as cars, as well as alternative animals.^[37] In regions like India, elephant-shaped banks are prevalent, symbolizing good fortune and cultural heritage through their trunk-up designs.^[38] Themed variations, such as those featuring Disney characters like Mickey Mouse or the Three Little Pigs, appeared from the 1930s onward, licensed to manufacturers for promotional children's savings products.^[39] Functionally, piggy banks divide into still banks, which lack removable bottoms and require breaking to access savings, promoting commitment to full accumulation, versus savings banks with keyed locks or corks for non-destructive retrieval.^[40] Still banks emphasize simplicity and portability for everyday use, while decorative wall-mounted styles, often in ornate or slim profiles, serve dual roles as home accents and coin holders.^[41] In the 2000s, customization gained popularity with DIY kits allowing users to paint or assemble personal designs, alongside trends toward personalized engravings and eco-friendly wooden versions crafted from sustainable materials for environmentally conscious consumers.^[42]

Cultural and Modern Impact

Representations in Media and Art

Piggy banks have appeared in children's literature as symbols of thrift, innocence, and the whimsical world of savings. A seminal depiction is found in Hans Christian Andersen's 1847 fairy tale "The Money-Pig," where a porcelain piggy bank serves as the host for a nocturnal gathering of household objects, satirizing social pretensions while personifying the accumulation of wealth. In more contemporary children's stories, such as Mercer Mayer's "Just a Piggy Bank" (2017), the device represents a child's journey toward financial responsibility, emphasizing delayed gratification over impulsive spending.^[43] These portrayals often use the piggy bank to convey moral lessons about money to young readers, blending humor with educational undertones. In film and television, piggy banks frequently symbolize childhood ingenuity and economic self-reliance, often in comedic or adventurous contexts. The 1990 film Home Alone features protagonist Kevin McCallister smashing his piggy bank to gather $20 for groceries, a scene that underscores resourcefulness amid family chaos and has become iconic for illustrating modest savings efforts.^[44] Similarly, the Toy Story franchise (1995–2019) includes Hamm, a wisecracking piggy bank toy who embodies loyalty and fiscal humor within the ensemble of playthings.^[45] Earlier animated shorts, like the 1946 Looney Tunes episode "The Great Piggy Bank Robbery," parody detective tropes with Daffy Duck dreaming of safeguarding his savings from cartoonish thieves, highlighting the cultural trope of the piggy bank as a vulnerable yet aspirational treasure.^[46] Advertising campaigns in the mid-20th century leveraged piggy banks to promote family thrift and banking loyalty. During the 1950s and 1960s, U.S. financial institutions distributed branded plastic and metal piggy banks as promotional items to new account holders, fostering habits of regular saving among children and parents; examples include coin banks from Fidelity Federal Savings and Great Western Savings and Loan Association, designed to build brand familiarity through everyday use.^[47] These efforts aligned with post-war economic optimism, positioning the piggy bank as a gateway to financial education and institutional trust.^[36] In visual arts, piggy banks have been employed to critique consumerism and economic instability, particularly in pop and street art. While Jeff Koons' 1980s balloon animal sculptures, such as Balloon Dog, inspired numerous piggy bank homages in glossy ceramics that mimic inflated luxury, they extend his commentary on commodification without directly featuring the form.^[48] During the 2008 financial crisis, artists used piggy bank imagery in installations like the "All That Glitters" exhibit, where glitter-encrusted banks against Wall Street backdrops symbolized the fragility of personal savings amid systemic collapse.^[49] Street art murals from this period, including works evoking broken banks to represent recessionary loss, amplified public discourse on wealth inequality.^[50] Vintage piggy banks hold significant collectible value, with rare 19th-century models commanding high auction prices due to their mechanical ingenuity and historical charm. For instance, cast-iron still banks from the era, such as those mimicking architectural or animal forms, have sold for up to $36,000 at specialized auctions, reflecting demand among numismatists and toy enthusiasts.^[51] These artifacts are preserved in museum collections, including the Pentacrest Museums' exhibit on regional piggy bank designs, which explores their evolution as cultural icons of frugality.^[52]

Contemporary Uses and Innovations

In the digital age, piggy banks have evolved into hybrid devices that integrate physical coin storage with smartphone applications for enhanced tracking and automation. For instance, the Clever Kash digital piggybank, launched in 2015 by New Zealand's ASB Bank, connects via Bluetooth to a mobile app, allowing users to monitor savings in real-time and receive notifications for deposits.^[53] Similarly, the SmartPiggy prototype, developed as a research project, uses sensors to count inserted coins and syncs data to a companion app, promoting disciplined saving through gamified feedback and goal-setting features.^[54] These innovations build on traditional educational functions by automating round-up mechanisms, akin to Bank of America's SmartyPig online savings tool, which digitally mimics a piggy bank for goal-based accumulation since its 2009 introduction.^[55] Sustainable practices have driven innovations in piggy bank materials, with eco-brands adopting recycled plastics and bamboo to align with zero-waste initiatives in the 2020s. Handcrafted bamboo models, such as those from artisanal producers using sustainably sourced fibers, offer durable, biodegradable alternatives to conventional ceramic or metal designs, reducing environmental impact while maintaining the tactile appeal for children.^[56] Recycled plastic variants, often derived from post-consumer waste, have gained traction among green-focused companies, emphasizing circular economy principles in everyday financial tools.^[57] Global market trends reflect a surge in both physical and virtual piggy bank adaptations, fueled by digital finance and post-2020 demand for educational aids. The Acorns app, launched in 2014, functions as a virtual piggy bank by automatically investing spare change from rounded-up purchases, amassing over 10 million users and inspiring similar micro-savings platforms.^[58] Meanwhile, the broader educational toys sector, including innovative piggy banks, has seen approximately 8.36% annual growth since 2020, reaching a projected value of USD 72.59 billion in 2025, driven by parental emphasis on financial literacy amid economic uncertainties.^[59] Accessibility features in modern piggy banks have expanded to include voice activation and tactile elements, supporting inclusive financial education for users with disabilities in the 2020s. Voice-prompted models, like upgraded talking ATM-style banks, announce deposit amounts and provide audio feedback for coin recognition, aiding visually impaired individuals by eliminating the need for visual verification.^[60] Although braille integration remains niche, some designs incorporate raised markers or pair with external tools like the iBill identifier for blind users, ensuring broader participation in savings habits.^[61]

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Piggy Banks of Iowa | Pentacrest Museums
Piggy banks have always felt like an unfair and misleading representation of pigs. From wolves to bulls and bears, animals have been employed to symbolize ...Missing: auction records
[53]
Clever Kash: The World's First Digital Piggybank for Kids
Sep 28, 2015 · Clever Kash, which measures approximately 6" tall (15cm), connects with the ASB Mobile banking app via a secure and encrypted Bluetooth ...
[54]
SmartPiggy: A Piggy Bank that Talks to your Smartphone
Using a savings box capable of counting money and connecting it to an app, we believe people stick to their plans to save with higher motivation and are happier ...
[55]
Welcome to SmartyPig!
SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement.Rates · Contact Us · How does SmartyPig Work? · FAQs
[56]
Bamboo fiber piggy bank | Eco gift - Greengiving.eu
14-day returnsThis pig-shaped piggy bank is made from bamboo fibers, making it a sustainable alternative to plastic ones. The piggy bank is fun to use as a promotional ...Missing: 2020s | Show results with:2020s
[57]
Green Color Piggy Bank - Creative & Stylish Savings Solutions
4.1 10 Eco-Friendly Materials: Increasingly, green piggy banks are made from recycled plastics or biodegradable composites, aligning with environmental values ...
[58]
About Acorns
“Acorns is my favorite money app, because it makes it simple and cheap to make small investments." · Business Insider · Have any questions?Missing: piggy post-
[59]
Educational Toys Market Size, Share & 2030 Trends Report
Aug 22, 2025 · The Educational Toys Market is expected to reach USD 72.59 billion in 2025 and grow at a CAGR of 8.36% to reach USD 108.51 billion by 2030.
[60]
Amazon.com: Upgraded Talking ATM Piggy Bank for Kids Adults ...
A great gift idea · It works with real money · Talking ATM real voice prompts · Data save Built-In memory function · Electronic digital LCD screen display · Various ...Missing: braille 2020s
[61]
iBill Talking Banknote Identifier - Veterans
The iBill Talking Banknote Identifier is a voice output and vibrating paper money identifier designed for use by individuals who are blind or deaf blind or ...