Fact-checked by Grok 2 weeks ago

Prodigy Finance

Prodigy Finance is a London-based company founded in 2007 that specializes in providing borderless student loans to international postgraduate students pursuing master's degrees at top global universities in fields such as , , , and , without requiring , co-signers, or proof of . The company was established by Cameron Stevens, a serial entrepreneur and MBA alumnus, along with two classmates who identified a critical funding gap for talented students from emerging markets unable to access traditional loans due to limited credit records or lack of local . Its mission is to democratize access to by assessing future earning potential rather than current financial status, thereby enabling high-potential individuals from over 150 countries to study abroad. Prodigy Finance offers flexible, variable-rate loans starting at 10.78% APR, covering up to 100% of the cost of attendance—including tuition, living expenses, and travel—for eligible programs at more than 1,800 partner schools worldwide, such as INSEAD, London Business School, and NYU Stern. Loans can reach up to $220,000, with repayment terms tailored to postgraduate career outcomes and no penalties for early repayment. Since its inception, Prodigy Finance has disbursed over $2.3 billion in loans (as of November 2024) to more than 45,000 students, fostering a community of global alumni who contribute to economic development in their home countries. The company has secured significant funding to scale its operations, including $750 million in debt financing in 2021 led by CPP Investments with participation from the U.S. International Development Finance Corporation and $310 million in additional debt in 2024 from the U.S. International Development Finance Corporation. This growth underscores its role as a pioneer in education fintech, with a historical zero default rate on loans through 2017 and ongoing emphasis on transparent repayment models tailored to postgraduate career outcomes.

Company Background

Founding and Early Years

Prodigy Finance was established in August 2007 in , , by three MBA graduates: Cameron Stevens, Ryan Steele, and Miha Žerko. The company originated as a platform designed to provide financing for international postgraduate students pursuing business degrees, particularly at , where the founders themselves had encountered significant barriers to funding their studies abroad. Motivated by the lack of accessible loans for non-domestic students without co-signers or collateral, the founders aimed to bridge this gap by leveraging alumni networks to crowdsource funds, enabling low-interest loans based on future earning potential rather than traditional credit histories. The platform launched its first loans in late 2007 and throughout 2008, initially targeting a small cohort of MBA candidates to fund their postgraduate . Early operations were modest, with funding drawn from personal networks and alumni investors who purchased bonds to support the loans, reflecting the startup's innovative yet constrained beginnings as a focused on global talent mobility. By 2010, Prodigy Finance had formalized a with to offer structured international loan programs, marking an initial shift from pure sourcing toward incorporating institutional elements while maintaining its core assessment model. Among the key early challenges were navigating regulatory hurdles in the UK financial sector, where the novel cross-border lending model required extensive collaboration with legal experts to ensure enforceable repayment terms across multiple jurisdictions. Limited scale and reliance on informal funding sources also posed constraints, as the company operated with a small team and bootstrapped resources amid skepticism from traditional banking institutions about the viability of unsecured loans. These formative obstacles underscored the platform's pioneering approach, setting the stage for gradual expansion to additional institutions in the early 2010s.

Leadership and Organizational Structure

Prodigy Finance is led by a management team with extensive experience in , finance, and operations. Cameron Stevens serves as and CEO, bringing expertise as a serial entrepreneur focused on and solutions to address educational funding challenges. Neha Sethi acts as Chief Financial Officer, with over 15 years in , structured credit, and , including senior roles at major investment banks in . Nico Barnard is , offering more than 12 years in and 10 years in consulting, with a specialization in operations and . Other key leaders include Sonal Kapoor as Chief Commercial Officer, with a background in leadership and business development; Guy Austin as , experienced in assessment; and Nicole de Rauville as Global , possessing 17 years of legal expertise in . As a company emphasizing technology-driven lending for international students, Prodigy Finance operates with a structure that integrates advanced data analytics and for credit assessment and loan management. The board of directors comprises influential figures from finance and , including , former president of the and ; Tim Bunting, General Partner at and former Goldman Sachs Vice Chairman; Edward Wray, co-founder of and ex-J.P. Morgan executive; Alan Morgan, co-founder of MMC Ventures and Harvard MBA holder; and Dominique Collett, executive at RMI and who leads AlphaCode. These board members, many drawn from investors in the company's funding rounds, provide strategic oversight on growth and innovation in education finance. The company's primary headquarters is located in , , at 85 Great Portland Street, W1W 7LT. It maintains additional offices in , , to support regional operations and legal functions, and in , , for talent acquisition and North American expansion. Prodigy Finance employs between 201 and 500 staff members globally, fostering diverse, international teams that handle loan processing, customer service, and technological development across multiple continents.

Products and Services

Loan Offerings for International Students

Prodigy Finance's primary loan product consists of unsecured financing options designed specifically for international postgraduate students pursuing master's degrees in fields such as , , , , and health sciences. These loans eliminate traditional barriers by requiring no co-signer, , or security, making them accessible to students without established credit histories in their host countries. The offerings target non-U.S. citizens from over 150 countries, with a particular emphasis on applicants from emerging markets, who must generally study at institutions outside their home country—though residents may pursue studies within the . Loan terms are customized based on the student's postgraduate and projected future earning potential, featuring interest rates starting from 10.78% as of November 2025. Borrowers can access amounts up to the full cost of attendance, potentially reaching $220,000, to cover both tuition fees and living expenses without restrictions on usage beyond school-related costs. Repayment structures avoid prepayment penalties, allowing flexibility for early payoff, and include no hidden fees to ensure transparency throughout the borrowing process. This approach prioritizes long-term affordability, with rates and conditions assessed individually to reflect career prospects in high-demand sectors. A distinctive aspect of these loans is their holistic coverage model, which funds up to 100% of eligible expenses directly to supported universities, enabling students to focus on academics rather than financial hurdles. By leveraging data-driven evaluations of program outcomes and global job markets, Prodigy Finance tailors offers to align with the diverse needs of scholars, fostering access to elite education without the need for familial financial backing. This product has supported over 45,000 students since inception, underscoring its role in bridging funding gaps for cross-border higher education.

Eligibility Criteria and Application Process

To qualify for a Prodigy Finance loan, applicants must be at least 18 years old and admitted to a full-time postgraduate program, such as a in fields like , , , or , at one of the supported institutions. Loans are assessed based on the applicant's demonstrated future earning potential, evaluated through their academic background, professional work experience, and career plans, rather than relying on existing or . No U.S. credit history is required, making the loans accessible to international students without local financial ties. Certain exclusions apply: funding is not available for undergraduate studies, online or part-time programs, or applicants from high-risk countries such as , , , and Antigua and Barbuda, among others restricted due to regulatory or funding limitations. Additionally, borrowers must generally intend to study outside their home country, though nationals are eligible for programs within the . The application process begins with an online eligibility check tool, which verifies core requirements like supported school, program, and nationality in seconds. Applicants then register and submit details via the secure online portal, including personal information, academic records (such as transcripts and admission letters), financial details (like cost of attendance estimates), and career aspirations to inform the earning potential assessment. Prodigy Finance conducts an AI-assisted holistic review using proprietary algorithms that analyze factors including academic profile, work experience, and projected post-graduation income, typically providing a conditional offer within 24 to 48 hours. Upon receiving the conditional offer, valid for 14 days, applicants upload supporting documentation for verification, including a valid for identity, proof of address, the official admission letter from the school, and credit reports where applicable. No traditional check is performed; instead, the review incorporates KYC, AML, and PEP compliance checks alongside the algorithmic evaluation. Full loan approval follows confirmation of school and document validation, after which a $500 processing fee and up to 4% admin fee added to the loan amount are required to proceed.

Operations and Global Reach

Supported Institutions and Student Demographics

Prodigy Finance supports over 1,800 graduate programs at more than 550 universities worldwide, as of 2025, enabling international students to pursue master's degrees in fields such as , , , and . The partner institutions include prestigious schools like in , London Business School in the UK, the at the in the US, in the US, and in . These partnerships are categorized by region, with significant coverage in Europe (e.g., UK institutions like and in Italy), the US (e.g., and MIT Sloan), and Asia (e.g., Hong Kong University of Science and Technology and ). In April 2025, the company expanded partnerships to include additional institutions in five countries, such as and in the UK. The company's geographic coverage extends to studies in 19 countries, with the strongest presence in the UK, , and , facilitating international mobility for students seeking education abroad. Prodigy Finance's partnership model involves integrating its financing options directly into university admissions and financial aid processes, allowing schools to promote the loans to prospective students without charging institutions any fees. In exchange, universities share eligibility data, such as admission details and program information, to streamline loan assessments and ensure alignment with academic requirements. As of 2025, Prodigy Finance has served over 45,000 students from more than 150 nationalities, with a majority originating from emerging economies such as , , and . The lender emphasizes diverse, high-potential talent, including efforts to achieve gender balance; in 2025, it committed to funding at least 30% women and 50% students from low- and lower-middle-income backgrounds to promote inclusivity.

Funding, Disbursement, and Repayment Options

Prodigy Finance funds its loans through a combination of institutional investors and debt facilities. Initially launched as a platform in 2007, the company shifted to securitized loans by 2014, partnering with to issue the world's first education-focused . Subsequent funding has included over $100 million in debt and equity from and in 2015, followed by $1 billion in institutional debt facilities from lenders such as , , Investments, and between 2017 and 2018. By 2025, Prodigy Finance has raised over $2 billion in total capital through ongoing debt issuances and equity investments from venture firms like , Index Ventures, and impact investors including the U.S. International Development Finance Corporation (DFC), with a recent $310 million facility secured in 2024. Loan disbursement occurs directly to approved for tuition and fees, ensuring alignment with academic calendars and deadlines. For living expenses included in the loan, funds are transferred to the student's , while are handled via coordination with the school. Disbursements can occur multiple times per academic year, depending on the institution's billing schedule, and are issued in stable currencies such as GBP, USD, or EUR to mitigate risks for students. Repayment begins after a standard of six months following graduation for full-time students, during which accrues but no principal payments are required. Loans feature variable rates based on future earning potential, with monthly installments structured to represent approximately 8% of the borrower's expected post-graduation , though fixed monthly payments are the primary option. Repayment terms typically range from 7 to 20 years, with an average duration of 7-10 years, and include options for fixed installments without penalties for early repayment. Additional support includes or deferral options for up to 12 months during job searches, requiring documentation such as proof of active employment efforts, to accommodate temporary financial challenges. While Prodigy Finance does not directly offer , borrowers may pursue external refinancing to potentially lower rates or adjust terms. The company provides a for repayment management, allowing users to track loan balances, view statements, schedule payments, and monitor due dates in real-time.

Impact and Developments

Key Milestones and Financial Growth

Prodigy Finance secured its initial major funding in 2014 through a $25 million Education Note issued in partnership with Credit Suisse, marking the world's first structured note dedicated to higher education financing. In 2015, the company raised $12.5 million in equity funding led by Balderton Capital, alongside additional debt capital totaling over $100 million, which supported expansion of its lending platform. This was followed by a significant $240 million round in 2017, comprising $40 million in Series C equity led by Index Ventures with participation from Balderton Capital and others, plus $200 million in debt to accelerate growth in emerging markets. Subsequent funding included $1 billion in debt financing in 2018 from institutional investors, $750 million in 2021 from CPP Investments and others to enter new regions, $350 million in 2023 via a securitization facility with Citi, Schroders Capital, and SCIO Capital, and up to $310 million in 2024 from the U.S. International Development Finance Corporation (DFC) to bolster cross-border student loans. Cumulative funding raised has exceeded $3 billion by 2025, enabling scaled operations and global reach. Key developments included the launch of specialized loans for health sciences programs in 2019, targeting postgraduate studies in , and to address talent shortages in healthcare. During the from 2020 to 2022, Prodigy Finance implemented flexible options and deferral strategies for borrowers facing study disruptions or financial hardships, including tracking deferred students to facilitate re-entry. Post-2020, the company expanded partnerships with over 100 new institutions, growing its supported network to more than 1,800 schools and programs worldwide by 2025, including additions like and in the UK. Regulatory milestones encompassed authorization by the UK's (FCA) for consumer credit activities and obtaining money transmitter and lending licenses in multiple U.S. states to comply with local requirements. As of the end of 2022, Prodigy Finance had disbursed over $1.5 billion in loans to more than 28,000 students, surpassing over $2.3 billion by late 2024 to over 43,000 students from 150+ countries, reaching more than 45,000 by 2025. The company's future-income-based lending model contributed to low default rates, reported under 1% in early assessments and stabilizing at 7.5-10% cumulatively across vintages as of 2025, reflecting effective risk management. Loan volume saw robust annual growth, with applications increasing 50% year-over-year in 2021 amid market expansion of around 30% for international graduate enrollment. Prodigy Finance achieved profitability starting in 2022, supported by revenue of £52.2 million that year and sustained scaling.

Recognition and Future Outlook

Prodigy Finance has received several accolades for its innovative approach to student financing. In 2018, it was selected as the "Best Overall Peer-to-Peer Lending Platform" by the FinTech Breakthrough Awards, recognizing its role in connecting borrowers with investors through a community-based model. The company has also been ranked 33rd in The Sunday Times Hiscox Tech Track 100, highlighting its growth among UK technology firms, and named among the top fintech startups in the UK by Tracxn in 2020. Additionally, Prodigy Finance maintains partnerships with development-focused organizations, such as the U.S. International Development Finance Corporation (DFC), which has provided up to $310 million in funding facilities since 2019 to support cross-border student loans and promote inclusive finance. The company has established a pioneering position in alternative student lending by offering collateral-free and co-signer-free loans tailored to postgraduate students, addressing barriers that traditional banks often impose on non-domestic applicants. This model has contributed to greater diversity in , with Prodigy Finance committing to fund 30% women and 50% students from low-income backgrounds in 2025, thereby enhancing access for underrepresented groups pursuing . Its efforts have garnered media attention for tackling global education financing gaps, including coverage in on its $1 billion debt financing milestone in 2018 and the growing market for loans, as well as features in the and on its impact-driven growth. Looking ahead, Prodigy Finance plans to expand its reach into emerging markets, including deeper penetration in the through initiatives targeting Indian students and new operations in countries like , , and to support more international borrowers. The company is also innovating its loan products to cover up to 100% of costs of attendance and increasing offerings, having awarded over $39,000 across eight grants for fall 2025 to promote broader access. While focused on postgraduate programs, these expansions aim to serve over 45,000 students cumulatively by enhancing flexible repayment options aligned with future earning potential. Prodigy Finance faces critiques regarding its interest rates, with variable annual percentage rates (APRs) ranging from approximately 8.35% to 17.10%, which some reviews describe as high compared to federal options, particularly for variable structures. To address affordability concerns, emphasizes no-collateral terms, no early repayment penalties, and repayment plans that adjust based on post-graduation , alongside commitments to environmental and through its reporting and framework.

References

  1. [1]
    Everything about us - Prodigy Finance
    Founder and CEO. Cameron Stevens is a serial entrepreneur with a focus on social entrepreneurship and FinTech. He came up with the idea of Prodigy Finance as an ...
  2. [2]
    Lending Platform Prodigy Finance Raises... - Index Ventures
    Aug 21, 2017 · Cameron Stevens, Founder and Chief Executive Officer of Prodigy Finance, said: “Students from emerging economies such as China, Brazil and India ...
  3. [3]
    Prodigy Finance: Student Loans
    Get a student loan from Prodigy Finance without collateral or co-signer, to study at one of 1800+ schools around the world.International Students LoanInternational Student LoansFind a school that suits youStudy in UKScholarships
  4. [4]
    Prodigy Finance Secures an Additional $310 Million
    Nov 8, 2024 · To date, Prodigy Finance has funded over US$2.3 billion in postgraduate education loans to over 43,000 students from more than 150 countries ...
  5. [5]
    London fintech Prodigy Finance raises $750m from investment giants
    Sep 23, 2021 · Prodigy Finance, launched in 2007 after founder Cameron Stevens struggled to get a loan for his MBA, netted the funding in a round led by ...
  6. [6]
    Prodigy Finance company information, funding & investors
    The company was founded in 2007 by three INSEAD MBA graduates, Cameron Stevens, Miha Zerko, and Ryan Steele, who identified a critical funding gap for students ...<|control11|><|separator|>
  7. [7]
  8. [8]
    How Prodigy Finance Became The MBA Student Loans Company ...
    Feb 11, 2019 · Prodigy Finance was started by South African student Cameron Stevens, who encountered similar problems when trying to fund his MBA at INSEAD. He ...Missing: history | Show results with:history
  9. [9]
    [PDF] TEN YEARS OF IMPACT
    Talent is borderless, access to education and financial services should be too. CAMERON STEVENS. CEO AND FOUNDER. PRODIGY FINANCE. 8. 9 ...
  10. [10]
    SA founder of Fintech platform Prodigy Finance announces over ...
    Sep 15, 2025 · Cameron Stevens, the founder and CEO of Prodigy Finance, hails from Cape Town, and experienced first-hand the challenges international ...
  11. [11]
    Myths busted - Prodigy Finance student loans explained
    Prodigy Finance launched in 2007, providing loans to international MBA candidates at INSEAD. Funds were crowdsourced from alumni, financial institutions and ...Missing: first peer- peer<|separator|>
  12. [12]
    [PDF] Oxford SSICC - Prodigy Finance Case Study April 2016
    Cameron worked closely for months with a legal team, and eventually developed a model that allowed Prodigy to enforce repayment and collections of loans in 150 ...
  13. [13]
    INSEAD partners with prodigy finance to offer innovative international
    Oct 17, 2010 · The project was founded by three INSEAD alumni to address a complex and global need to finance higher education without the involvement of any ...Missing: 2007-2008 | Show results with:2007-2008
  14. [14]
    Prodigy Finance Ltd - Company Profile and News - Bloomberg.com
    Prodigy Finance Ltd ; SUB-INDUSTRY. Specialty Finance ; INCORPORATED. 08/22/2006 ; ADDRESS. Hardy House 16-18 Beak Street London, W1F 9RD United Kingdom ; WEBSITE.
  15. [15]
    Prodigy Finance Headquarters and Office Locations - Craft.co
    Prodigy Finance is headquartered in London, 16-18 Beak St, Carnaby, United Kingdom, and has 6 office locations.
  16. [16]
    Prodigy Finance - LinkedIn
    Dec 7, 2024 · http://prodigyfinance.com. External link for Prodigy Finance. Industry: Financial Services. Company size: 201-500 employees. Headquarters ...
  17. [17]
    We now support 1700+ schools - Prodigy Finance
    Prodigy Finance supports over 800 schools in 18 countries, offering postgraduate degrees in fields like business, engineering, public policy, law, and health ...
  18. [18]
    Masters in Public Health student loan - Prodigy Finance
    Finance your international Masters in Public Health programme at the world's best schools with a student loan from Prodigy Finance.
  19. [19]
    International Student Loans - Prodigy Finance
    Apply for a student loan, use our education loan calculator, fill up our student loan application, and start planning for your course.Missing: first six
  20. [20]
    [PDF] our impact report - Amazon AWS
    Prodigy borrowers are students, primarily from emerging markets, pursuing their master's degree internationally at highly ranked universities. Nearly two- ...
  21. [21]
    APR & Variable Interest Rates - Prodigy Finance
    Prodigy Finance uses the 3-month CME Term SOFR, which is independently determined by financial institutions and cannot change the base rate at its discretion.
  22. [22]
    Student Loans Covering Tuition & Living Expenses - Prodigy Finance
    Prodigy Finance covers up to 100% cost of attendance, depending on your course and school. Funds will get disbursed directly to your school.Missing: six | Show results with:six
  23. [23]
    Am I eligible for a loan? - Prodigy Finance
    Apr 25, 2024 · You must be admitted to a school and programme we support. We support an extensive list of schools which can be found on our website.
  24. [24]
    Hajim School of Engineering & Applied Sciences - Prodigy Finance
    Apr 8, 2025 · ... no requirement for a U.S. credit history or co-signer. This solution enables students from around the world to pursue higher education with ...Courses We Support · Programs & Degrees · Prodigy FinanceMissing: assessment | Show results with:assessment
  25. [25]
    Which regions aren't eligible for a loan? - Prodigy Finance
    Sep 22, 2025 · Markets currently excluded due to regulatory or funding restrictions. Afghanistan American Samoa Andorra Antigua and Barbuda · Plus the following ...
  26. [26]
    International Students Loan Application Process - Prodigy Finance
    What are the requirements to get a Prodigy Finance loan? · You must be admitted to a school and programme we support. · You can explore our supported schools on ...
  27. [27]
    The online application process to get a loan offer from Prodigy Finance
    Learn the step-by-step application process for international student loans online. Check eligibility, apply without a co-signer, and secure funding for ...
  28. [28]
    Prodigy Finance Abroad Education Loan Process -
    Sep 18, 2024 · Within as low as 24 hours, a Prodigy Finance official will contact you directly with customized offers. Begin the journey of your dream ...
  29. [29]
    What documents do I need to finalise my loan?
    ### Required Documents for Prodigy Finance Loan Finalization
  30. [30]
    5 steps to a Prodigy Finance international student loan in 2023
    Dec 12, 2016 · The primary documents required for a prodigy finance loan are: Proof of identity (your passport) Proof of admission.
  31. [31]
    Schools We Support | Prodigy Finance
    We support 1500+ top schools globally. Check out the complete Prodigy Finance university list across Business, Engineering, and other courses in November ...1874 results · Aberystwyth University · Salary calculator · Sheffield Hallam University
  32. [32]
    INSEAD Business School - France - Prodigy Finance
    Business masters from INSEAD: What to prepare, how to apply, what to expect, and how to fund your master's degree.Missing: Wharton Stanford HEC<|separator|>
  33. [33]
    Prodigy Finance Accepting Loan Applications For Fall 2023 Intake
    Eligible schools include big name business schools like Harvard, Stanford, Wharton, HEC Paris, INSEAD, London Business School, and NUS Business School in ...
  34. [34]
    All Schools | Prodigy Finance - Study Abroad Opportunities
    17 Courses: MSc Advanced Computer Science, MSc Computer Science, MBA, MSc Management and Finance, MSc in Finance, MSc Data Science, MSc Space Engineering, ...
  35. [35]
    How Prodigy Finance Works With School
    Prodigy Finance broadens access to education for international students through study loans that don't require co-signers, collateral, or a credit history.Missing: balance | Show results with:balance
  36. [36]
    30% of Women and 50% of Students From Low-income ...
    Mar 25, 2025 · Prodigy Finance, a global student loan provider, is taking a bold initiative in 2025 to fund students in India who wish to study abroad.Missing: demographics nationalities
  37. [37]
    Prodigy Finance - Gateway International Group
    92% of Prodigy students are from emerging markets in 150 countries.
  38. [38]
    Prodigy Finance & Credit Suisse Launch World's First Education Note
    Oct 24, 2014 · Prodigy Finance's successful peer-to-peer lending model offers affordable loans to talented international students at top business schools ...Missing: six | Show results with:six
  39. [39]
    Cross-Border Student Loan Lender Prodigy Finance Raises $1B In ...
    Sep 24, 2018 · Prodigy Finance, the UK fintech that provides financing to international postgraduate students, reached a milestone: $1 billion in financing in twelve months.
  40. [40]
    Social impact funding for students and investment eligibility
    Prodigy Finance is backed by venture capitalists Balderton Capital and Index Ventures, investment manager RMI, and has also raised debt capital from ...
  41. [41]
    How are funds disbursed after loan - Prodigy Finance
    Prodigy Finance will disburse all your funds directly to your school. We'll coordinate with your school to make sure tuition fee deadlines are met.
  42. [42]
    Prodigy Finance Flags Currency Volatility as Rising Concern for ...
    May 14, 2025 · The lender provides loans directly in USD, GBP, and EUR, and disburses funds directly to universities.
  43. [43]
    International master's loans: Prodigy Finance FAQs answered
    You're from one of our eligible countries (we have a few unsupported regions, check our list before applying). We currently support master's programmes in ...
  44. [44]
    Budgeting to Repay your student loan in 2025 - Prodigy Finance
    Prodigy Finance provides loans based on the 3-month LIBOR rate with your personal interest rate added on top of that. When you receive your conditional loan ...
  45. [45]
    Prodigy Finance Private Student Loans: 2025 Review - Sparrow
    Jan 27, 2025 · Prodigy Finance is an online lender that offers non-cosigned graduate student loans to international students.
  46. [46]
    Prodigy Finance Student Loans Review 2025: Filling a Funding Gap ...
    Aug 28, 2025 · Prodigy offers three repayment terms: seven, 10, or 20 years. Multiple repayment options make it easier to find a monthly payment that fits ...
  47. [47]
    Student loan repayment options - Prodigy Finance
    There's no penalty for making early payments towards your loan. You're welcome to do this during your study period, grace period, or simply make extra payments ...Missing: income- | Show results with:income-
  48. [48]
    Prodigy Finance Student Loans Review - US News Money
    Nov 3, 2025 · Prodigy Finance specializes in offering loans to international graduate students based on criteria beyond traditional lending.
  49. [49]
    Prodigy Finance Raises over £100M in Debt and Equity Funding
    Aug 10, 2015 · The total amount included a loan from Credit Suisse, and a £12.5m equity investment round led by Balderton Capital, which also included Betfair ...
  50. [50]
    UK's Prodigy Finance raises $240M to crowdfund students from ...
    Aug 22, 2017 · With the number of international students forecast to reach 8 million by 2025 Prodigy Finance is clearly sitting on a growing market. The ...
  51. [51]
    [PDF] Prodigy Finance Aims to Bridge Healthcare Gap with New Loan ...
    May 15, 2019 · Loans enable international postgraduate students to fund costly degrees in public health, nursing and dentistry as well as allow talent to train ...
  52. [52]
    [PDF] Base Prospectus | MFSA
    Aug 21, 2020 · For Borrowers who choose to defer their studies, Prodigy has implemented strategies to keep track of these Borrowers and assist them to re- ...<|separator|>
  53. [53]
    US Lending Licenses | Prodigy Finance
    Sep 3, 2025 · Here is the list of US states for which Prodigy Finance Ltd holds consumer lending and servicing licenses.Missing: approvals | Show results with:approvals
  54. [54]
    Prodigy Finance Releases 2022 Impact Report - PR Newswire
    Sep 27, 2022 · Since its founding, Prodigy Finance has helped over 28,000 international master's students from 150 countries access over $1.5B in funding ...Missing: profitable | Show results with:profitable
  55. [55]
    Meet The Companies Helping International Students Finance Their ...
    Jul 28, 2017 · Prodigy Finance, which has done the most loan volume by far, says its default rates are under 1%. It has a presence in 30 countries through ...
  56. [56]
    [PDF] Prodigy Finance Capital Markets 2021-1 Investor Update - Storyblok
    Mar 25, 2025 · Since 2018, data typically shows recovery reaching 15-20% within 30 months of default, and over 30% after 60 months. The typical US ...Missing: profitability | Show results with:profitability
  57. [57]
  58. [58]
    Lenders Find a Fast-Growing Market in Foreign Grad Students
    Jun 25, 2025 · About three-quarters of Prodigy's borrowers attend US graduate schools. Kapoor declined to be more specific about the company's lending, except ...Missing: demographics nationalities
  59. [59]
    Prodigy Finance - 2025 Company Profile & Team - Tracxn
    Jul 31, 2025 · Prodigy Finance is a series C company based in London (United Kingdom), founded in 2007 by Cameron Stevens and David Stevens.
  60. [60]
    Prodigy Finance Selected as “Best Overall Peer-to-Peer Lending ...
    May 10, 2018 · The 2018 FinTech Breakthrough Award program attracted more than 3,000 nominations from across the globe. ... Fintech Finance Awards Website.
  61. [61]
    [PDF] PRODIGY FINANCE FACT SHEET
    Ranked 33rd in The Sunday Times Hiscox Tech Track 100, the 'Best Overall Peer-to-Peer Lending. Platform' in the Fintech Breakthrough Awards, and nominated by ...Missing: transition 2010
  62. [62]
    Press - Prodigy Finance
    founded by SA entrepreneur Cameron Stevens — announced today that it has raised R14.39-billion in the last 12 months in ...Missing: history | Show results with:history
  63. [63]
    Prodigy Finance inks $310m funding facility with US DFC for cross ...
    The fintech will leverage the raise to continue providing student loans for international postgraduate students in the UK and the US. It claims to have provided ...<|control11|><|separator|>
  64. [64]
    Innovative Student Funding Solutions | Prodigy Finance Case Study
    Favourable coverage was achieved in a wide range of publications including Bloomberg Business Week, City AM, Forbes and the Financial Times.
  65. [65]
    Prodigy Finance Expands Access to Education Through Loan ...
    Oct 28, 2025 · Prodigy Finance enables students to study abroad without collateral as global education demand rises, with the market projected to reach $10 ...
  66. [66]
    Prodigy Finance Scholarships: $39,000 in Awards for Fall 2025 ...
    Apr 12, 2025 · Prodigy Finance has announced a total of $39000 in scholarships across eight awards, aimed at students from around the world.
  67. [67]
    [PDF] Sustainability Quality of the Issuer and Social Bond Framework for ...
    Jul 2, 2021 · Prodigy Finance (or “the Issuer”) commissioned ISS ESG to assist with its Social Bond Framework by assessing three core elements to ...