Fact-checked by Grok 2 weeks ago

Adyen

Adyen N.V. is a financial technology company specializing in end-to-end payment solutions, enabling businesses to accept and process electronic payments across , , and point-of-sale channels in a unified platform. Founded in 2006 by Pieter van der Does and in , where it remains headquartered, Adyen holds acquiring bank status and operates globally in regions including , the , , , the , and . The company went public on the in 2018, achieving a of approximately $53.4 billion as of October 2025, and employs around 5,000 people worldwide. Adyen's platform integrates processing, fraud detection, data analytics, and financial management tools, supporting over 250 methods and serving major clients such as , , , and . In 2023, it processed €970.1 billion in , with net reaching €2.0 billion in 2024—a 23% year-over-year increase—driven by 33% growth in processed . For the first half of 2025, net rose 20% to €1.09 billion, while third-quarter 2025 climbed 23% to €598.4 million on a constant-currency basis, reflecting diversification amid global economic challenges like U.S. tariffs. The company's growth strategy emphasizes scalability and innovation, including expansions into unified commerce and real-time payments, positioning it as a key player in the sector with offices in major cities like , , São Paulo, and . Adyen's EBITDA for the first half of 2025 reached €543.7 million, achieving a 50% margin, underscoring its operational efficiency and focus on long-term merchant partnerships.

Overview

Founding and Leadership

Adyen was founded in 2006 in by Pieter van der Does and , who sought to address the fragmented nature of global payment processing by developing a unified platform that could handle end-to-end transactions for merchants worldwide. The founders, drawing from their prior success in co-founding Bibit Global Payment Services, which was sold to the Royal Bank of Scotland in 2004, identified the limitations of existing siloed payment systems and aimed to create a scalable solution that integrated acquiring, processing, and settlement in a single infrastructure. This vision was driven by the growing demands of , where businesses required seamless support for multiple payment methods across borders without the inefficiencies of multiple providers. Initially, the company concentrated on building an end-to-end payment platform optimized for online retailers, enabling them to accept and process payments efficiently from the outset. Under van der Does and Schuijff's leadership, Adyen bootstrapped its operations in its early years, focusing on technical innovation to deliver a cloud-native that could scale globally. Schuijff served as until he stepped down from the Management Board in 2021, after which he stepped away from operational roles while remaining a significant shareholder. Van der Does has continued as Co-Chief Executive Officer, providing continuity in strategic direction since the company's inception. The current leadership structure features a co-CEO model, with Ingo Uytdehaage appointed alongside van der Does in 2023 to oversee financial operations and growth initiatives; Uytdehaage had joined as in 2011 and was elevated to the Management Board in 2021. Key executives include Roelant Prins, who has been since 2009 and is responsible for all commercial activities and platform development. In October 2024, Tom Adams was formally appointed as and joined the Management Board, bringing expertise in engineering and payments infrastructure. Following Adyen's initial public offering on Euronext Amsterdam in June 2018, the leadership evolved to support accelerated expansion, with the Management Board expanding to include additional members focused on commercial, financial, and technological oversight. Adyen operates under a Dutch two-tier board system, where the Management Board—currently comprising van der Does, Uytdehaage, Prins, Adams, Chief Financial Officer Ethan Tandowsky, Chief Risk and Compliance Officer Mariëtte Swart, and Chief Human Resources Officer Brooke Nayden—handles day-to-day operations, while the Supervisory Board provides oversight and includes independent directors like Chairman Piero Overmars. This structure has ensured stable governance amid post-IPO scaling, emphasizing a blend of founding vision and specialized expertise.

Corporate Structure and Global Presence

Adyen is headquartered in , , at Simon Carmiggeltstraat 6. The company holds a banking license granted in 2017 by on behalf of the , which enables it to operate as a licensed and provide direct payment processing and settlement services across the . Adyen N.V. functions as a publicly traded company, having completed its in June 2018 on , where it trades under the ticker symbol with ISIN NL0012969182. This structure supports its operations as a global firm, with governance aligned to Dutch and oversight from the Dutch Authority for the Financial Markets (AFM). As of 2025, Adyen maintains a global footprint with offices in 22 countries and approximately 4,600 employees, fostering a diverse representing over 100 nationalities. Its presence spans key regions, including (core operations), , , , —entered in 2019 through partnerships expanding payment coverage—and the , with a regional office established in in 2020. To facilitate localized payment processing, Adyen operates through subsidiaries that hold acquiring licenses in multiple jurisdictions, including , the , the , , , , , , , , and . These entities ensure compliance with regional regulations and enable direct card acquiring, reducing cross-border complexities for merchants.

History

Early Development

Adyen was launched in 2006 in , initially focusing on providing online payment solutions tailored to European merchants amid the growing landscape. The company developed its core technology in-house, emphasizing a unified platform that integrated directly with major card networks such as and to streamline across diverse currencies and methods. This approach addressed the inefficiencies of existing fragmented systems, enabling early merchants to accept payments more efficiently without relying on multiple providers. During its formative years, Adyen faced significant challenges in navigating Europe's fragmented payment ecosystem, characterized by varying national regulations, multiple local payment methods, and disparate currencies that complicated cross-border transactions. To overcome these hurdles, the company invested in building local acquiring capabilities, securing necessary licenses and infrastructure to process payments domestically in key markets, which improved authorization rates and ensured compliance. Key early integrations included partnerships with European platforms, laying the groundwork for scalable operations without external dependencies. A pivotal milestone came in 2011 when Adyen achieved profitability after its growth. This self-funded trajectory continued until December 2014, when the company raised its first external funding round of $250 million to support further technological advancements. By then, Adyen had established a robust in technology, positioning it for sustained innovation in the sector.

Expansion and IPO

In 2012, Adyen obtained its first acquiring license from . This was expanded to pan-European authorization in 2017, enabling the company to act as a direct acquirer for card payments without relying on third-party banks, streamlining operations and reducing costs for merchants across . By integrating acquiring capabilities into its unified platform, Adyen enhanced its scalability and competitive edge in the payments ecosystem. The company's expansion accelerated with significant external funding in 2014, when it raised $250 million in a growth equity round led by , with participation from existing investors including Index Ventures, , and Felicis Ventures. This investment valued Adyen at $1.5 billion and supported its global infrastructure buildup, including payment solutions and international market entry. The capital infusion fueled product innovation and hiring, positioning Adyen as a in the sector. Pre-IPO growth was marked by key partnerships with high-profile clients, such as , which began using Adyen for payments in the in 2012 and expanded globally by 2015, and , which integrated Adyen for subscription processing across 58 countries starting in 2014. These collaborations demonstrated Adyen's ability to handle complex, cross-border transactions for digital platforms, contributing to significant growth in processed volume, reaching $90 billion by 2016. Such relationships underscored Adyen's focus on seamless, localized payment experiences during its scaling phase. Adyen went public on June 13, 2018, listing on under the ticker ADYEN. The was priced at €240 per share, raising €849 million through the sale of 3.5 million new shares, with a potential increase to €947 million if the over-allotment option was exercised fully. At the offering price, Adyen achieved a of €7.1 billion, reflecting strong investor confidence in its end-to-end payments platform and global traction. The IPO provided for early investors and capital to further expand into emerging markets and enterprise solutions.

Post-IPO Growth

Following its in June 2018, Adyen secured a major partnership with , announced earlier that year but implemented post-IPO, to serve as the primary payments processor for eBay's marketplace, handling over 18 million sellers and more than €70 billion in annual transactions across 18 countries. This deal marked a significant step in Adyen's global scaling, replacing and enabling unified payment processing for eBay's sellers with centralized data management. In November , Adyen launched its card issuing services, allowing clients to issue virtual and physical prepaid cards for use online, in-app, in-store, and via ATMs, initially focused on and expanding to deepen merchant relationships without credit-based models. The following year, in the second half of 2020, Adyen introduced Android-based mobile point-of-sale (POS) devices worldwide, integrating hardware and software for seamless in-person payments and supporting its unified commerce platform amid the . Adyen entered the market in June 2019 through a partnership with Cellulant, expanding its payment network to support local methods in countries like , , , and , facilitating cross-border and transactions for merchants. In November 2020, the company expanded into the by opening its Dubai office to serve the region, initially supporting local payment methods in the , , and , while continuing to open additional offices globally to support merchant growth, reaching 24 locations by year-end. In 2021, Adyen received approval for a branch license from the Office of the Comptroller of the Currency. In 2023, it obtained a banking from the Prudential Regulation Authority. By , Adyen faced headwinds from the end of the U.S. "" exemption for low-value imports under $800, primarily impacting online retailers and contributing to broader market uncertainties from U.S. tariffs on Chinese goods. In response, the company reaffirmed its revenue outlook but narrowed its 2026 net revenue growth guidance to the low- to mid-twenties percentage range on a constant basis, reflecting a more conservative stance amid these trade-related pressures.

Products and Services

Payment Processing

Adyen's payment processing services form the core of its offerings, providing an end-to-end that enables merchants to accept, route, process, and settle transactions seamlessly across multiple channels, including , mobile applications, and point-of-sale () terminals. This integrated solution handles the full payment lifecycle, from authorization with card networks and alternative providers to final settlement in local currencies, minimizing friction for businesses operating globally. By connecting directly to major card schemes like and , as well as local payment networks, Adyen optimizes transaction routing to maximize approval rates and reduce declines. A key strength of Adyen's platform is its support for over 250 payment methods, encompassing credit and debit cards, digital wallets such as and , buy-now-pay-later options like Affirm, and bank-based transfers including SEPA and . This extensive coverage spans more than 200 countries and territories, allowing merchants to offer localized payment experiences tailored to regional preferences. Adyen also provides local acquiring capabilities in over 50 countries, where it holds direct licenses to process transactions domestically, which improves authorization rates compared to cross-border routing and avoids additional international fees. For instance, in markets like and , local acquiring supports methods such as Pix and local cards, enabling faster settlements and compliance with regional regulations. Adyen's unified commerce model further distinguishes its payment processing by integrating and in-store transactions into a single platform, allowing merchants to manage inventory, customer data, and payments holistically for experiences. This approach supports features like links for in-store fulfillment of online orders and real-time synchronization of transaction data, helping retailers such as and deliver consistent experiences across touchpoints. In November 2025, Adyen launched two new terminals, the S1E4 Pro (a spill- and drop-proof for food and beverage) and the S1F4 Pro (for retail), enhancing in-person capabilities in challenging environments. Businesses benefit from a single contract and integration, which simplifies scaling from digital-only to hybrid models without multiple providers. The fee structure for Adyen's payment is primarily based on fees—charged on the net amount to merchants—and fees, which cover transaction handling and are applied per attempted . fees constitute over 90% of Adyen's gross , reflecting the platform's focus on high-volume, end-to-end flows, while fees account for the remainder alongside minor charges for specific services. This model avoids hidden costs like setup or monthly fees, with rates varying by method and volume; for example, card transactions typically involve interchange plus a fixed component. Merchants receive detailed invoicing for , enabling better cost forecasting.

Risk Management and Additional Solutions

Adyen's suite, known as RevenueProtect, employs and behavioral analysis to detect fraudulent patterns in , assigning a score to each based on network-wide insights to approve legitimate payments while minimizing false declines. This AI-driven solution, originally launched in 2015, has evolved into Adyen Uplift, launched in January 2025, which integrates customizable rules, automated , and continuous model updates to balance prevention with optimization, reducing chargebacks and operational costs for merchants. Adyen Uplift is a broader AI-powered platform that optimizes the full payments , including via its Protect module, , and tools, with the transition to Protect completing by the end of 2025. By leveraging trillions of dollars in global payments data, it blocks attempts, counters bot attacks, and provides precise evaluations across channels, enhancing overall rates. In , Adyen introduced its issuing service, enabling merchants to create and distribute customizable virtual and physical from networks like and directly through a unified platform. This solution supports single- or multi-use virtual for instant issuance via , as well as branded physical usable online, in-app, or in-store, with features like mobile wallet integration and real-time controls to manage spending and prevent misuse. Merchants benefit from seamless fund flows between acquiring and issuing, earning interchange revenue shares, and gaining actionable data on usage to inform decisions, all while maintaining without third-party dependencies. Adyen provides comprehensive data analytics and tools through its Customer Area, offering dashboards and customizable reports that deliver insights across all channels. Key features include the Omnichannel Shoppers Dashboard for analyzing customer journeys, the Shopper Dashboard for geographic trends, and the Performance Comparison Dashboard for evaluating success rates, enabling businesses to identify patterns, optimize strategies, and reconcile financials efficiently. These tools support automated report generation on settlements, chargebacks, and lifecycles, providing operational and financial visibility without requiring external integrations. Beyond core risk and issuing capabilities, Adyen offers payouts and refunds services integrated into its platform, allowing merchants to schedule automatic transfers or initiate on-demand payouts to verified bank s in multiple currencies. Refunds are processed by holding funds in balance accounts before payout, with options for partial or full reversals depending on the . For cross-border optimization, Adyen supports local payouts in key markets like the (USD) and (AUD) to minimize fees and delays, alongside cross-border transfers with priorities such as instant (for SEPA/USD) or wire options, ensuring faster settlements and reduced foreign exchange risks through a single global system.

Technology and Platform

Unified Platform Architecture

Adyen's unified platform is built around a single, end-to-end system that integrates , , and without relying on third-party intermediaries. This employs a single that supports all channels, including , in-app, point-of-sale, and , allowing merchants to connect diverse types through one point. By abstracting complexities via the Payments Acceptance Layer (PAL), the streamlines , enabling businesses to deploy solutions across channels with minimal custom coding and rapid iteration, often in days rather than extended periods. The platform's scalability stems from its stateless, (SOA), which facilitates horizontal scaling and through redundant components and distributed systems. Hosted across private data centers in multiple regions—including , the , Asia-Pacific, and —the infrastructure processes transactions in under one second while incorporating real-time fraud checks, supporting global operations without public cloud dependencies. This setup handles billions of transactions annually, with Adyen reporting over 24 billion payments processed in 2023 alone, demonstrating its capacity for enterprise-scale volume. Modularity is a core principle, with the system organized into independent business domains—such as payment processing and banking—connected by a shared data layer using technologies like for distributed storage. This allows for tailored to needs, such as adjusting workflows for specific industries, while maintaining a codebase primarily in for efficient development and weekly releases without downtime. The evolved from an initial focus on e-commerce payments in the early to a comprehensive framework by 2018, unifying online and physical channels on the same to support seamless customer experiences. In January 2025, Adyen launched Uplift, an AI-powered suite that leverages trained on billions of global transactions to optimize the payment funnel. It automates decisions for , , and fraud management, potentially increasing conversion rates by up to 6% while reducing costs and simplifying operations within the unified platform.

Security and Compliance Features

Adyen maintains PCI DSS Level 1 compliance as a certified , undergoing annual audits by an independent Qualified Security Assessor (QSA) to ensure the highest standards for protecting cardholder data across its payment platform. This certification encompasses requirements for secure , , access controls, and regular testing, allowing merchants to reduce their own PCI scope when integrating with Adyen's systems. To safeguard transaction data, Adyen employs using (TLS) for data in transit and encryption at rest for stored information, preventing unauthorized access during processing and storage. Complementing this, tokenization replaces sensitive details with unique tokens, minimizing the exposure of and supporting secure recurring payments without retaining full information on merchant systems. Adyen adheres to the General Data Protection Regulation (GDPR) through dedicated tools like the , which enables processing of subject erasure requests to facilitate individuals' , alongside comprehensive policies governing data collection, processing, and retention. For European operations, compliance with the Payment Services Directive 2 (PSD2) is achieved via support for (SCA), including integration with protocols to verify user identity and reduce fraud in online transactions. The platform features advanced monitoring capabilities, including 24/7 operations for real-time threat detection, logging, and alerting, backed by an incident response process that ensures timely identification and mitigation of potential breaches. These measures are further validated through annual SOC 2 Type 2 audits, which assess controls for , , and .

Financial Performance

Revenue and Profitability

Adyen's net revenue has shown consistent growth, reaching €1,330.2 million in 2022, €1,626.1 million in 2023, and €2,000.0 million in 2024, reflecting a of approximately 22% over this period. This expansion has been driven primarily by increases in processed volume, which rose from €767.5 billion in 2022 to €970.1 billion in 2023 and €1,285.9 billion in 2024, as the company's unified platform captures a larger share of flows. In the first half of 2025, net revenue climbed to €1,093.5 million, a 20% increase year-over-year, supported by diversified growth across digital and in-person channels despite macroeconomic headwinds. Adyen's third-quarter 2025 results further demonstrated resilience, with net revenue of €598.4 million, up 20% year-over-year (23% on a constant currency basis), and processed volume of €346.9 billion, an 8% year-over-year rise. The company has maintained profitability since 2011, achieving positive through efficient cost management and scalable operations even as it expanded globally. In 2024, Adyen reported of €925.2 million, a 33% increase from the prior year, with an improved of 46%. This strong performance underscores the benefits of its end-to-end platform, which minimizes third-party dependencies and supports high EBITDA margins, reaching 50% in 2024. Adyen's net revenue primarily derives from fees on payment processing, with approximately 57% coming from settlement fees charged as a percentage of transaction value after deducting interchanges and other costs passed to merchants. Processing fees, which cover gateway services and fixed per-transaction charges, account for about 28% of net revenue, while the remainder stems from additional services like risk management and point-of-sale hardware. Overall, net revenue is calculated as total fees minus interchanges and scheme costs, directly correlating with processed volume growth rather than merely transaction counts. Looking ahead, Adyen reaffirmed its 2025 full-year net revenue growth outlook to be broadly in line with the first half's 20% increase, emphasizing continued wallet share gains with existing clients. On November 11, 2025, at its Investor Day, the company outlined long-term financial objectives, targeting approximately 20% annual net revenue growth in years after 2026 and an EBITDA margin above 55% by 2028, factoring in potential impacts from macroeconomic factors such as U.S. tariffs on cross-border volumes. Despite these considerations, Adyen anticipates sustaining strong EBITDA margins, supported by operational efficiencies and AI-driven optimizations.

Market Position and Stock Information

Adyen has been publicly traded on under the ticker ADYEN since its in June 2018, when shares debuted at €240 and quickly rose to a high of €495 on the first trading day. The company maintains a debt-free , with a net cash position of approximately €4.4 billion as of August 2025, adjusted for payables to merchants. Following its IPO, Adyen's valuation expanded rapidly to multibillion-euro status, reflecting strong growth in processed payment volumes and enterprise adoption; as of November 2025, its was approximately €44.4 billion. In 2025, Adyen's stock experienced volatility, with a sharp selloff in the first half following the release of half-year results that, while showing 20% year-over-year net growth, fell short of heightened investor expectations amid broader sector pressures. Recovery ensued in the third quarter, as shares rose 8.7% over the preceding month and 4.6% year-to-date by late , bolstered by better-than-expected quarterly and reaffirmed full-year guidance. This rebound positioned Adyen's enterprise value at around €33.35 billion by early 2025. Adyen operates in a competitive payments landscape dominated by players such as , , and Worldpay (now part of ), where it ranks among the top global processors for its focus on high-volume, cross-channel transactions. Its competitive edge lies in a unified platform tailored for large enterprises, enabling seamless integration of online, in-store, and mobile payments with global reach across 150 currencies and 250+ payment methods, which appeals to multinational corporations seeking over fragmented solutions. Key clients underscore Adyen's enterprise orientation, including , , , and , which leverage the platform for billions in annual transaction volumes; for instance, eBay's processed volumes grew sequentially in early 2025, contributing to Adyen's overall handling of over €1 trillion in payments that year. These relationships highlight Adyen's strength in supporting platform-scale operations, with 32 customers each generating over €1 billion in annual volumes as of mid-2025.

References

  1. [1]
    Adyen NV - Company Profile and News - Bloomberg Markets
    Adyen NV provides payment solutions. The Company offers a platform that enable merchants and businesses to process payments online, mobile, and point-of-sale ...
  2. [2]
    Adyen Is First To Launch New Generation Of Tap-To-Pay iPhone ...
    Jul 14, 2022 · Adyen was founded in 2006 by Pieter van der Does, the current CEO, and Arnout Schuijiff.
  3. [3]
    Adyen N.V. (ADYEN.AS) Company Profile & Facts - Yahoo Finance
    Adyen NV operates a payments platform in Europe, the Middle East, Africa, North America, the Asia Pacific, and Latin America.
  4. [4]
    Adyen 2025 Company Profile: Stock Performance & Earnings
    Adyen is a payment company that provides merchants with a single platform to accept e-commerce, mobile, and point-of-sale payments in multiple countries.
  5. [5]
    Adyen - Company Profile - TrueUp
    Adyen is an Online payments company with 257 job openings. It is currently valued at $54 billion as a public company. 5,000 people work at Adyen.
  6. [6]
    Platform built to help businesses grow faster - Adyen
    Discover how our financial technology platform empowers businesses with end-to-end payment solutions and global reach.
  7. [7]
    Payments group Adyen's shares surge on full-year profit beat - Reuters
    Feb 13, 2025 · Net revenue rose 23% to 2.0 billion euros in the year to end-December, meeting analyst expectations, as processed payment volumes rose 33% to ...
  8. [8]
    Shareholder Letter h1 2025 - Adyen Investor Relations
    Aug 14, 2025 · Adyen's H1 2025 net revenue was €1093.5 MN, a 20% YoY increase, with EBITDA at €543.7 MN, a 28% YoY increase, and a 50% margin.<|separator|>
  9. [9]
    Adyen tops revenue estimates despite end of US tariff exemption for ...
    Oct 29, 2025 · The company posted net revenue of 598.4 million euros ($697.9 million) for the third quarter, a 23% year-on-year rise on a constant currency ...
  10. [10]
    Adyen: a global success born in Amsterdam | Index Ventures
    Jun 13, 2018 · I first met Adyen's founders Pieter van der Does and Arnout Schuijff in early 2011, having heard of them years earlier when they successfully ...
  11. [11]
    Adyen: A History And An Understanding (ADYEY) | Seeking Alpha
    Apr 6, 2025 · In 2005, seeing this evolution, Adyen's founders set out to build a totally cloud-native, unified payments platform that would be positioned to ...
  12. [12]
    What is Brief History of Adyen Company? - PESTEL Analysis
    Sep 4, 2025 · Adyen was founded in 2006. Founders Pieter van der Does and Arnout Schuijff previously built and sold Bibit. The company's mission was to ...
  13. [13]
    Pieter van der Does - Forbes
    He started Ayden in 2006 with fellow billionaire Arnout Schuijff, who retired from his role as chief technology officer in 2020. Schuijff and van der Does first ...
  14. [14]
    Why Adyen Chose To Pivot From Enterprise-PSP to Full-Stack ...
    Dec 6, 2024 · With Adyen, they sought to create a unified payments platform that could meet the evolving needs of global merchants and solve the challenges ...
  15. [15]
    Ingo Uytdehaage to become Adyen's co-CEO, Ethan Tandowsky to ...
    Feb 8, 2023 · Adyen (AMS: ADYEN) today announced that Ingo Uytdehaage will become the company's co-CEO alongside Pieter van der Does.Missing: date | Show results with:date
  16. [16]
    Governance - Adyen Investor Relations
    Pieter van der Does, Co-Founder & Co-Chief Executive Officer at Adyen · Ingo Uytdehaage, Co-Chief Executive Officer at Adyen. · Roelant Prins, Chief Commercial ...
  17. [17]
    Meet the leadership and global team - Adyen
    Ingo Uytdehaage, Co-Chief Executive Officer at Adyen. Ingo Uytdehaage. Co-CEO. Ingo joined Adyen as the CFO in 2011 and was appointed as co-CEO in 2023.Pieter Van Der Does · Ingo Uytdehaage · Roelant Prins
  18. [18]
    Tom Adams formally appointed as Adyen's CTO and Management ...
    Oct 23, 2024 · As of October 23, 2024, Adyen's Management Board consists of Pieter van der Does, Roelant Prins, Ingo Uytdehaage, Mariëtte Swart, Brooke Nayden ...
  19. [19]
    https://www.adyen.com/press-and-media/tom-adams-formally-appointed-as-adyen-cto-and-management-board-member
  20. [20]
    Adyen: Governance, Directors and Executives & Committees
    Composition of the Board of Directors: Adyen ; Caoimhe Keogan. 47 year. Compensation Committee Chair. Nominating Committee Chair ; Adine Charlotte Grate Axén. 64 ...
  21. [21]
    Information detail | Adyen N.V. | De Nederlandsche Bank
    Category: Bank - CI. Contacts. Business address. Adress: Simon Carmiggeltstraat 6; Postal code: 1011DJ; Place of residence: AMSTERDAM; Country: Netherlands ...
  22. [22]
    Adyen's Banking License
    Apr 16, 2024 · In 2017, we received our first banking license in the EU. As of 2023, Adyen holds banking licenses in the EU, UK, and the US.Missing: headquarters Amsterdam
  23. [23]
    Adyen announces intention to list shares on Euronext
    May 23, 2018 · In 2017, Adyen obtained a banking license in Europe, enabling the Company to offer payment processing services with direct settlement of funds ...
  24. [24]
    ADYEN | NL0012969182 | Euronext exchange Live quotes
    ADYEN. Euronext Amsterdam NL0012969182 - Stock. AEX -1.07% EUR / USD 0.20% EUR / GBP -0.02% AMX -0.78%. € 1,337.20. Last traded price. 07/11/2025 - 17:39 ...
  25. [25]
    Adyen IPO priced at €240 per share
    Jun 11, 2018 · Adyen's IPO priced at €240 per share with a market cap of €7.1 billion, listing on Euronext Amsterdam starting June 13, 2018.Offering Highlights · Further Details On The... · StabilizationMissing: composition | Show results with:composition
  26. [26]
    Adyen | Company Overview & News - Forbes
    Adyen NV engages in the provision of payments platform business. Its products include online payments, point of sale, marketplaces, and unified commerce.
  27. [27]
    Adyen global offices worldwide
    Our offices. We're based in Amsterdam, with regional HQs in San Francisco, Singapore, and São Paulo, as well as local offices in 18 other global locations.Missing: employees 2024
  28. [28]
    Adyen expands its global payment offering to Africa
    Jun 4, 2019 · Adyen's move into Africa highlights how its single payment platform can drive growth with one integration and no extra contracts. By partnering ...
  29. [29]
    Adyen to expand into the Middle East, opens Dubai office
    Nov 9, 2020 · Adyen to expand into the Middle East, opens Dubai office. Person using smartphone to view shopping cart and payment methods.
  30. [30]
    Cross border payments | Go global | Local acquiring - Adyen
    Feb 3, 2020 · Adyen has local acquiring licenses across Europe, North America (including Canada), Brazil, Hong Kong, Australia, New Zealand, and Singapore.What Is Local Acquiring? · Cross-Border Vs Local... · Local Acquiring With One...
  31. [31]
    Licenses and disclosures overview - Adyen
    Explore Adyen's licenses and disclosures across multiple regions including Australia, Canada, Europe, India, and the US.
  32. [32]
    Global Fintech Adyen Reports $1.35 Trillion In Payments Processing ...
    Mar 11, 2025 · Adyen also expanded its global footprint, securing acquiring licenses in India and Mexico, where it began working with like IKEA Mexico, ...
  33. [33]
    https://www.adyen.com/licenses
  34. [34]
    DEEP DIVE with Adyen: A Global Payments Giant - FinTechtris
    Sep 27, 2023 · Adyen provides merchants the ability to accept payments electronically via cards (credit or debit), wire transfers, and real-time bank transfers ...
  35. [35]
    Problems for Adyen and Paypal in the competitive payments ...
    Sep 17, 2023 · Adyen originally grew in the European e-commerce market, where due to a plethora of localized payment methods and currencies, the company had an ...Missing: challenges | Show results with:challenges
  36. [36]
    ADYEN | Fintech Superstar - Rock & Turner Investment Analysis
    Sep 26, 2023 · Adyen's solution to this problem is seamless integration into the merchant's website, featuring an embedded checkout flow that instills greater ...
  37. [37]
    How to Build A Fintech Unicorn - How Adyen Became a $2.3bn ...
    Jan 23, 2018 · In the 2000s, he was a founder of payments company BitBit, which was subsequently sold to RBS (Royal Bank of Scotland). van der Does went on to ...
  38. [38]
    Inside Adyen, the $2.3 billion start-up backed by Silicon Valley's elite
    May 27, 2016 · Last year, revenues almost doubled year-on-year to $350 million and the company has been profitable since 2011, a feature many of the world's ...Missing: history | Show results with:history
  39. [39]
    Adyen raises 250 million to grow payments platform
    Dec 15, 2014 · Adyen secures $250 million funding to accelerate growth and expand its global omni-channel payments platform for businesses worldwide.Missing: early history 2006 launch 2011<|control11|><|separator|>
  40. [40]
    How it works, key examples & 5 tools for growth equity managers
    Adyen, a Europe-based online payment platform, began as a bootstrapped venture by its partners. In December 2014, Adyen secured $250M in Series B funding ...
  41. [41]
    Fintech you can bank on: How global banking infrastructure sets ...
    Jul 7, 2025 · At Adyen, we made a conscious decision to take control of our infrastructure early. We secured our first acquiring license in 2012 and our first ...Missing: pan- | Show results with:pan-
  42. [42]
    eBay to Intermediate Payments on its Marketplace Platform
    eBay has signed an agreement with Adyen to be its primary partner for payments processing globally, including in North America. Adyen powers payment processing ...
  43. [43]
    How eBay manages global payments in house - Adyen
    Nov 9, 2022 · When their strategic partnership began in 2018, 18+ million sellers and £70+ billion in transactions were transitioned to Adyen in over 18 ...Missing: date | Show results with:date<|control11|><|separator|>
  44. [44]
    Why eBay abandoned PayPal for a smaller European competitor
    Feb 1, 2018 · E-commerce giant eBay announced Wednesday that it will be replacing PayPal with Adyen as its primary payments provider.
  45. [45]
    Adyen Launches Card Issuing Offering - PR Newswire
    Nov 13, 2019 · Adyen Issuing will enable clients to provide virtual and/or physical cards to their customers. Cards issued by Adyen can be used online, in-app, in-store, and ...
  46. [46]
    Adyen Adds Card Issuing By Merchant Demand - PYMNTS.com
    Nov 15, 2019 · Dutch global payments platform Adyen announced it is launching card-issuing services, enabling clients to provide various payment methods ...
  47. [47]
    Shareholder Letter - H2 2020 - Adyen Investor Relations
    Feb 10, 2021 · On point-of-sale hardware, we launched Android-based mobile POS devices during the second half. These devices integrate the hardware and ...
  48. [48]
    Adyen Expands its Global Payment Offering to Africa
    Jun 7, 2019 · Adyen's move into Africa highlights how its single payment platform can drive growth with one integration and no extra contracts. By partnering ...Missing: entry | Show results with:entry
  49. [49]
    Adyen expands payment offering to Africa with Celullant partnership
    Adyen has announced the expansion of its payment network to a number of African markets through a partnership with Cellulant.Missing: entry | Show results with:entry
  50. [50]
    Adyen to expand into the Middle East, opens Dubai office
    Nov 10, 2020 · "We're very excited to open our Dubai office, this is an incredibly dynamic market," said Sander Maertens, Head of Middle East for Adyen. "For ...
  51. [51]
    Exclusive: Adyen expands to Middle East, opens an office in Dubai
    Nov 10, 2020 · It has opened an office in Dubai to run Middle East operations and will initially support local payment methods in the United Arab Emirates, Saudi Arabia, ...
  52. [52]
    Annual Report 2020 - Adyen Investor Relations
    Adyen experienced profitable growth amid the pandemic, maintained a diversified merchant base, and scaled to 1,747 FTE in 24 offices. They also launched new ...
  53. [53]
    Adyen revenue growth surpasses expectations, sending shares higher
    Oct 29, 2025 · However, Adyen flagged that net revenue will expand in the low- to mid-twenties percentage range through 2026, narrower than its prior guidance ...
  54. [54]
    Global payment processing tailored to your business - Adyen
    "Adyen helps us with local acquiring in the US, which had a positive effect not only on our top line but also on the bottom line. Through local acquiring, we ...Partner Acquirers · Fully Transparent... · Reducing Complex Payment...
  55. [55]
    The payment platform to accept payments everywhere - Adyen
    Adyen lets businesses accept, process, and settle payments. With 100+ payment methods, businesses can receive payments on all channels.
  56. [56]
    Everything you need to know about B2B payments - Adyen
    Mar 10, 2025 · With a single integration, Adyen enables streamlined reconciliation processes, access to 250+ payment methods for easy entrance into new markets ...
  57. [57]
    Discover popular payment methods from around the world - Adyen
    Buy now pay later · Cards · Cash · Digital wallets · Direct debit · Direct debit · Mobile · Online banking.<|control11|><|separator|>
  58. [58]
    Adyen Processing Volumes Jump 22% as Digital Payments Surge
    Feb 13, 2025 · ... gaining 13% to 383.5 billion euros. And for Adyen's digital ... local cards in 30 currencies across 50 countries.” Advertisement ...
  59. [59]
    Unified commerce to connect all your payments - Adyen
    Take your omnichannel payment solutions to the next level by connecting your online and offline payments in one system using unified commerce.Unified Commerce · Take Omnichannel Solutions... · Create Payment Links To...
  60. [60]
    The complete guide to unified commerce - Adyen
    Mar 21, 2024 · Adyen's Unified Commerce payment solution enables omnichannel retailers to offer connected shopping experiences and improve operational ...
  61. [61]
    Adyen: The Navy SEAL Team of Payments - Every
    Jun 1, 2022 · Settlement fees is more than 90% of gross revenue (and ~56% net revenue); while processing fees is ~5% of gross revenue, it is ~29% net revenue.
  62. [62]
    Pricing for supported payment methods - Adyen
    We charge a fixed processing fee + a fee determined by the payment method. Other Adyen products, besides payment methods, are priced separately.
  63. [63]
    What is RevenueProtect - Adyen
    RevenueProtect is Adyen's built-in risk management solution helping businesses to manage fraud, reduce costs and increase conversion.
  64. [64]
    Adyen Uplift - Strike the right balance between risk and revenue
    Advance fraud detection with machine learning and automation · Customize fraud control with simple rule management · Backtest risk rules to evaluate performance.
  65. [65]
    Adyen reveals RevenueProtect risk management solution
    Oct 20, 2015 · Based on all the available data, RevenueProtect assigns a fraud score to each transaction. Good shoppers are approved, and proceed unhindered.Missing: detection | Show results with:detection
  66. [66]
    Adyen Card Issuing | Issue virtual cards instantly
    Issue physical and virtual cards and distribute funds to them in minutes with one global system. Get a company branded cards.Adyen Issuing · Our complete guide · Dedicated guideMissing: 2019 | Show results with:2019
  67. [67]
    Reporting | All your payments data in one place - Adyen
    Manage your payments and access real-time data across all channels from your Adyen Customer Area.
  68. [68]
    Insights dashboards - Adyen Docs
    We provide the following insights dashboards in your Customer Area: Omnichannel shoppers dashboard; Shopper origin dashboard; Performance comparison dashboard.
  69. [69]
    Reporting | Adyen Docs
    Reporting. Adyen reports show you information about your transactions. Getting started. Getting reports. Find reports in your Customer Area.Payment accounting report · Get reports automatically · Settlement details report
  70. [70]
    Pay out to your users | Adyen Docs
    Adyen also supports cross-border payouts. For example, a payout in CZK to a bank account in Slovakia. There are two exceptions: We do not support USD payouts to ...Send Funds To Third Parties · Transfer Statement... · Supported Locations...
  71. [71]
    Payments lifecycle | Adyen Docs
    If you do not cancel the refund, the payment gets the Refunded status. RefundPending. This status applies only to unreferenced refunds for in-person payments.Missing: cross- border
  72. [72]
    How to deliver faster payouts - Adyen
    Jul 18, 2023 · Leveraging Adyen's single platform combined with a local payout network, businesses can save on cross border transfer fees, enabling a seamless ...The Current State Of Payouts · The Growing International... · Move Money Faster With AdyenMissing: refunds | Show results with:refunds
  73. [73]
    Design to Duty: How we make architecture decisions at Adyen
    Jul 28, 2021 · Adyen uses a pragmatic approach, giving developers design responsibility, and uses a single platform with a monorepo, and the KISS principle.Adyen At A Glance · Edge Services · Stateless Services
  74. [74]
    Payments platform infrastructure - Adyen
    Adyen's systems have been designed for maximum uptime through a redundant and stateless service-oriented architecture (SOA) that simultaneously accepts payments ...Missing: single | Show results with:single
  75. [75]
    https://docs.adyen.com/platforms/payout-to-users
  76. [76]
    PCI DSS compliance guide - Adyen Docs
    Adyen is a PCI DSS Level 1 Service Provider, with PCI DSS compliance assessed by an independent Qualified Security Assessor (QSA) annually.PCI compliance levels · Engaging a Qualified Security...
  77. [77]
    What is PCI DSS? Everything you need to know. - Adyen
    Adyen simplifies PCI DSS compliance by offering secure integrations that minimize your compliance burden while ensuring safe payment processing. Our solutions ...
  78. [78]
    Privacy statement - Security at Adyen
    Adyen undergoes at least an annual third-party audit to certify our product and payment platform with the PCI-DSS. Systems and Organization Controls 2 (SOC 2) ...
  79. [79]
    Securing your personal data via tokenization - Adyen
    Oct 1, 2019 · As part of our obligation to comply with the GDPR, we need to be able to technically support mechanisms that respect an individual's right to be ...
  80. [80]
    Data Protection API - Adyen Docs
    Use our API to comply with GDPR's right to erasure mandate. Our Data Protection API allows you to process Subject Erasure Requests as mandated in General Data ...
  81. [81]
    PSD2 SCA compliance guide - Adyen Docs
    The information we provide in this guide can help you prepare for PSD2 SCA compliance using 3D Secure. However, the information here should not be taken as ...PSD2 SCA compliance guideImplement SCA compliance
  82. [82]
    Annual Report 2024 - Adyen Investor Relations
    As our team steadily grows across our 28 global offices, internal collaboration persists as a central factor in maintaining our speed and strengthening our ...Missing: countries | Show results with:countries
  83. [83]
    Adyen publishes H2 2024 financial results
    Feb 13, 2025 · Full-year 2024 key metrics. Net revenue* was €1,996.1 million, up 23% year-on-year. Processed volume was €1,285.9 billion ...
  84. [84]
    Adyen publishes H1 2025 financial results
    Aug 14, 2025 · Adyen's H1 2025 net revenue was €1,093.5M (up 20% YoY), processed volume €649.0B (up 5% YoY), and EBITDA was €543.7M (up 28% YoY). Free cash ...
  85. [85]
    Adyen Publishes Q3 2025 Business Update
    Adyen (AMS: ADYEN) today provided a business update for the quarter ending September 30, 2025.
  86. [86]
    Adyen Increases Transaction Volume to $90 Billion in 2016, Nearly ...
    Feb 7, 2017 · With offices across the world, Adyen serves customers including Facebook, Uber, Spotify, Microsoft, Casper, Bonobos and L'Oréal. About; Press & ...Missing: 2014-2016 | Show results with:2014-2016
  87. [87]
    Adyen Reports Full Year 2024 Earnings - Yahoo Finance
    Feb 15, 2025 · Net income: €925.2m (up 33% from FY 2023). Profit margin: 46% (up from 43% in FY 2023). The increase in margin was driven by higher revenue.
  88. [88]
    Adyen Statistics By Revenue, Users and Facts (2025) - ElectroIQ
    Sep 11, 2025 · Revenue from Adyen stems mainly from three sources: settlement fees, at 57%; processing fees, at 28%; and revenues from other services, such as ...
  89. [89]
    [PDF] Adyen: The “Navy SEAL” Team of Payments - MBI Deep Dives
    ... early ... Local acquiring licenses also helped Adyen in increasing authorization rates. Adyen explained,. “Acquiring licenses allow Adyen to process payments ...
  90. [90]
    Adyen shares take off in Amsterdam listing - PitchBook
    Jun 14, 2018 · The Dutch payments company had priced its shares at the upper end of the range at some €240, but the stock opened at €400 and hit a high of €495 ...
  91. [91]
    Adyen Q2 2025 Update - The Dutch Investors - Substack
    Aug 15, 2025 · Adyen's net revenue, adjusted for interest expenses and income, increased 20% compared to H1 in 2025. EBITDA came in at €544 million, up 28,6% ...<|separator|>
  92. [92]
    ADYEN - Market Capitalization - Trading Economics
    Adyen reported EUR42.1B in Market Capitalization this November of 2025, considering the latest stock price and the number of outstanding shares.
  93. [93]
    Adyen (ADYEY) Stock Price & Overview
    Adyen N.V.'s H1 2025 results triggered a sharp selloff, but fundamentals remain strong with 20% net revenue growth and robust Unified Commerce performance.<|separator|>
  94. [94]
    Is the Recent Rise in Adyen Shares Justified After New European ...
    Oct 23, 2025 · After a bumpy few years, Adyen's stock has quietly inched up 2% over the past week, rising 8.7% across the last month and holding onto a 4.6% ...
  95. [95]
    Adyen N.V. (ADYEN.AS) Valuation Measures & Financial Statistics
    Income Statement. Revenue (ttm), 2.19B. Revenue Per Share (ttm), 69.84. Quarterly Revenue Growth (yoy), 19.10%. Gross Profit (ttm), 1.47B. EBITDA, 1.07B. Net ...
  96. [96]
    Top 10: Payment Processors | FinTech Magazine
    Jun 3, 2025 · Top 10: Payment Processors · 1. Global Payments / Worldpay · 2. Stripe · 3. Adyen · 4. FIS · 5. Fiserv · 6. PayPal · 7. Block (Square) · 8. Checkout.com.
  97. [97]
    The 12 Best Alternatives to Stripe, Square, PayPal, and other Big ...
    2. Ayden. Adyen is a strong alternative to Stripe, designed for larger businesses with high transaction volumes. It offers a merchant account with customizable ...
  98. [98]
    Adyen collects more US customers - Payments Dive
    Aug 19, 2024 · “EBay volumes have grown in the first half sequentially ... clients that also includes McDonald's, Microsoft, Uber, Spotify and Etsy.Missing: major | Show results with:major
  99. [99]
    How Adyen Works – Accept, Process & Manage Global Payments
    Oct 29, 2025 · In 2025, Adyen continues to dominate the enterprise payments landscape with over €1 trillion in processed volume annually, serving clients in ...
  100. [100]
    Adyen N.V. – Still a FinTech Winner, Ignore the Short-Term Noise!
    Aug 23, 2025 · Adyen now has 32 Platform customers contributing over €1 billion in volumes annually, up nicely YoY, as Adyen continues to rapidly grow in ...