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Qualified electronic signature

A qualified electronic signature (QES) is the most secure and legally robust type of electronic signature recognized under the European Union's eIDAS Regulation (EU) No 910/2014, as amended, offering equivalent legal validity to a handwritten signature across all EU member states. Specifically defined in Article 3(12) of the regulation, a QES constitutes an advanced electronic signature that is created using a qualified electronic signature creation device and relies on a qualified certificate issued by a qualified trust service provider. This advanced status ensures it meets stringent criteria under Article 26, including unique linkage to the signatory, reliable identification, sole control by the signatory over the signing process, and detection of any subsequent data alterations. The eIDAS Regulation, which applies from July 1, 2016, and was amended by eIDAS 2.0 (Regulation (EU) 2024/1183) entering into force on May 20, 2024, establishes QES as the "gold standard" for electronic signatures in the EU by mandating compliance with Annex I for qualified certificates—detailing attributes like the signatory's name, electronic signature creation data, and service provider details—and Annex II for qualified devices, which must prevent forgery and ensure secure key generation and protection. Unlike simpler electronic signatures (SES) or advanced electronic signatures (AES), which lack presumptive legal equivalence and may vary in enforceability by member state, a QES has the equivalent legal effect of a handwritten signature under Article 25(2), providing strong evidential weight in legal proceedings and making it indispensable for high-stakes transactions such as contracts, official documents, and cross-border dealings. QES implementation involves qualified trust service providers (QTSPs), certified by national supervisory bodies to issue certificates and oversee device conformity, thereby fostering trust in the . The framework has been updated by to enhance qualified trust services and integrate with the European Digital Identity Wallet, while maintaining core QES standards. While primarily an EU framework, QES principles influence global standards, with some non-EU countries recognizing eIDAS-compliant signatures through mutual agreements, though the term and full equivalence remain EU-specific.

Overview

Definition

A qualified electronic signature (QES) is defined under Regulation (EU) No 910/2014 as an that is created by a qualified electronic signature creation device and which is based on a for electronic signatures. This definition positions the QES as the highest level of assurance among electronic signatures, ensuring it meets stringent technical and procedural standards to guarantee and . The key attributes of a QES, inherited from its advanced electronic signature foundation, include being uniquely linked to the signatory, enabling reliable identification of the signatory, being created using electronic signature creation data that the signatory can, with a high level of , use under their sole , and being linked to the data to which it relates in such a manner that any subsequent change in the data is detectable. These attributes ensure that the signature cannot be forged or altered without detection, providing a robust mechanism for verifying the signatory's intent and the document's unaltered state. The primary purpose of a QES is to facilitate secure and legally binding digital transactions across the , promoting electronic commerce, , and contractual agreements by offering cross-border validity and equivalence to a handwritten signature. In this framework, electronic signatures are categorized into three levels: simple electronic signatures, which provide basic functionality without specific assurance requirements; advanced electronic signatures, which meet the core attributes outlined above; and qualified electronic signatures, which build on the advanced level with additional qualified certification and device requirements for maximum legal reliability.

Historical Development

The development of qualified electronic signatures (QES) is rooted in advancements in (PKI) during the 1990s, which provided the cryptographic foundation for secure digital authentication. PKI, emerging from asymmetric cryptography concepts pioneered in the 1970s but declassified and widely adopted in the 1990s, enabled the creation of digital certificates linking public keys to identities through trusted authorities. Key milestones included the U.S. National Institute of Standards and Technology's publication of the in 1994, which standardized digital signatures for federal use and influenced global standards. These technological building blocks addressed the need for reliable electronic verification amid growing internet commerce, setting the stage for legal frameworks to recognize such signatures as equivalents to handwritten ones. Internationally, the Commission on International Trade Law (UNCITRAL) Model Law on Electronic Signatures, adopted in 2001, played a pivotal role by promoting functional equivalence between electronic and manual signatures while emphasizing technical reliability and technology neutrality. This model law influenced harmonized legislation worldwide, including in the , by providing guidelines for non-discriminatory treatment of electronic signatures and recognition of foreign certificates, thereby reducing barriers to cross-border electronic transactions. In the , the pre-eIDAS era began with Directive 1999/93/EC, adopted on December 13, 1999, which established a community framework for electronic signatures to ensure the internal market's proper functioning by removing national divergences that hindered electronic commerce. The directive introduced three levels—simple electronic signatures, advanced electronic signatures (requiring uniqueness, identification, sole control, and integrity), and qualified electronic signatures (advanced signatures using qualified certificates and secure creation devices)—granting the latter equivalent legal effect to handwritten signatures across member states. However, as a directive, it required into national law, leading to inconsistent implementations and limited of qualified signatures. The adoption of the Regulation (EU) No 910/2014 marked a significant evolution, proposed by the on June 4, 2012, and formally adopted on July 23, 2014, to replace the 1999 Directive with a directly applicable regulation for uniform application. Entering into force on September 17, 2014, and fully applicable from July 1, 2016, it repealed Directive 1999/93/EC and standardized QES as an based on a from an accredited provider, using a secure device, with EU-wide legal equivalence to handwritten signatures. This shift enhanced cross-border trust services, fostering growth in interoperable and signatures post-2016. Recent updates via Regulation (EU) 2024/1183, adopted on April 11, 2024, and entering into force on May 20, 2024, further amend to integrate QES with European Digital Identity Wallets, enabling secure, user-controlled creation and validation of qualified signatures and seals while promoting through technologies like zero-knowledge proofs. This amendment addresses evolving needs, mandating member states to provide free wallet-based QES for non-professional use and extending cross-border acceptance within 36 months.

Technical Aspects

Creation Requirements

A qualified electronic signature (QES) must be created using a qualified signature creation device (QSCD), which is a secure hardware or software component designed to generate and protect the signatory's key with high assurance against compromise. Examples of QSCDs include hardware security modules (HSMs) or secure cards that ensure the private key remains under the signatory's sole control and cannot be exported or replicated. These devices must comply with the security requirements outlined in Annex II of the Regulation, including resistance to tampering and secure key generation. The qualified required for a QES is issued by a qualified service provider (QTSP) and must contain specific elements to ensure authenticity and , such as the signatory's verified (including name and, if applicable, pseudonyms), the public key, the certificate's validity period, and details of the issuing QTSP. This binds the signatory's to the public key through a rigorous issuance process, with validity periods typically ranging from 1 to 3 years to balance security and usability. The format adheres to standards that promote interoperability across EU member states. As of eIDAS 2.0 (Regulation (EU) 2024/1183, applicable from May 2024), QES can also be created using the European Digital Identity Wallet (EUDI Wallet), which provides integrated QSCD capabilities for secure remote signing, with full rollout expected by 2026. The creation process for a QES involves several sequential steps to guarantee security and compliance:
  1. Identity Verification: The signatory's identity is verified by the QTSP using reliable methods, such as presentation of official identity documents (e.g., or national ID) in person or through equivalent remote procedures like biometric checks, ensuring a high level of assurance equivalent to face-to-face validation.
  2. Private Key Generation: The private key is generated within the secure environment of the QSCD, preventing exposure to external threats and ensuring it is uniquely linked to the signatory.
  3. Key Binding to Certificate: The private key is mathematically bound to the qualified during issuance, with the public key included in the certificate for subsequent .
  4. Data Signing: The signatory applies the signature to the data using the QSCD, employing cryptographic algorithms as specified in ETSI TS 119 312, such as RSA with a recommended 3072-bit key length (legacy 2048-bit permitted until 2030) or ECDSA with curves providing at least 128-bit security (e.g., NIST P-256) to produce a tamper-evident hash-based signature.
Compliance with these requirements is enforced through adherence to the Regulation (EU) No 910/2014, particularly Annexes I and II for certificates and QSCDs, as well as ETSI TS 119 312 for cryptographic parameters and suites suitable for qualified signatures. Additionally, QSCDs must meet the technical specifications in ETSI EN 419 241, which covers trustworthy systems for secure and signing operations. These standards ensure the QES achieves the highest level of reliability and legal equivalence across the EU.

Security Features

Qualified electronic signatures (QES) incorporate robust cryptographic protections to ensure the authenticity, integrity, and of signed documents. These protections rely on (PKI), where a qualified issued by a qualified trust service provider uniquely identifies the signatory and binds their identity to a public key. The private key, essential for signature generation, is generated and stored within a qualified signature creation device (QSCD), a tamper-resistant or software module designed to prevent key extraction, replication, or forgery through measures like secure key generation, PIN-protected access, and resistance to physical and logical attacks. To maintain document integrity post-signing, QES employs strong hashing algorithms such as SHA-512/256 (recommended) or SHA-256 (legacy), to create a unique digital fingerprint of the signed data, enabling detection of any alterations. This hash is then encrypted with the signatory's private key to form the signature. Additionally, qualified electronic timestamps, provided by qualified trust service providers, embed a verifiable time of signing using secure time-stamping authorities compliant with standards like RFC 3161, further proving the sequence and timing of the signature without relying on the signatory's system clock. The verification process for QES involves multiple layers to confirm validity and trustworthiness. It begins with checking the qualified against the Trusted List, a centralized repository maintained by the listing approved qualified trust service providers and their services. The signature is then validated by decrypting the with the public key and comparing it to a freshly computed hash of the document; any mismatch indicates tampering. status is confirmed via (OCSP) responses or Certificate Revocation Lists (CRL), ensuring the certificate has not been compromised, with freshness checks to prevent stale . If all steps pass, the signature achieves a "TOTAL-PASSED" status per validation rules. Non-repudiation in QES is achieved through the signatory's exclusive control over the private key in the QSCD, combined with comprehensive audit trails that log signing events, certificate details, and verification outcomes. This design prevents the signatory from plausibly denying their involvement, as the signature is uniquely linked to their verified identity. To address emerging quantum computing threats that could undermine current elliptic curve and RSA-based cryptography, ETSI recommends transitioning to post-quantum algorithms, such as lattice-based (e.g., BLISS) or hash-based (e.g., XMSS) signatures, which maintain non-repudiation for long-term validity without altering existing PKI frameworks.

European Union eIDAS Regulation

The eIDAS Regulation, officially Regulation (EU) No 910/2014 of the and of the Council of 23 July 2014 on and trust services for electronic transactions in the internal market, establishes a harmonized framework for qualified electronic signatures (QES) applicable to all EU s. It entered into force on 17 September 2014 and became applicable from 1 July 2016, ensuring the secure provision of trust services, including QES, across borders to facilitate the internal market. The regulation's scope covers the creation, verification, and recognition of QES, mandating that such signatures issued in one are recognized as QES in all others, with the equivalent legal effect of a handwritten signature for any legal act, provided they meet specified technical and procedural requirements. Article 25 of the regulation defines qualified certificates for electronic signatures, which must be issued by qualified trust service providers and comply with the requirements set out in Annex I, including unique identification of the signatory, validity periods, and secure key generation. These certificates ensure the reliability and authenticity of QES by linking them irrevocably to the signatory. Article 29 addresses qualified signature creation devices (QSCDs), mandating that they meet the security criteria in Annex II, such as resistance to forgery, protection against unauthorized access, and generation of secure cryptographic keys under the signatory's control. Article 32 specifies the requirements for qualified electronic signature creation services, which must utilize QSCDs, ensure the signature's integrity and uniqueness, and be provided only by qualified trust service providers to maintain high assurance levels. Supervision of these services is entrusted to national competent bodies in each , which oversee through assessments and audits conducted at least every 24 months by accredited bodies, with provisions for cross-border and to the . Regarding enforceability, Article 25(2) stipulates that a QES shall have the equivalent legal effect of a handwritten signature. Article 25(1) provides that an shall not be denied legal effect and admissibility as in solely on the grounds that it is in an electronic form or that it does not meet the requirements for qualified electronic signatures. A QES is admissible as in across the EU with a presumption of authenticity and integrity, without requiring further proof, superseding any conflicting national laws. The regulation is supported by implementing acts, such as Commission Implementing Decision (EU) 2015/1506 of 8 September 2015, which lays down technical specifications relating to formats of advanced electronic signatures to ensure and supervision of trust services. As of November 2025, the core provisions on QES remain unchanged, though amendments introduced by Regulation (EU) /1183 of 11 April 2024, establishing the European Digital Identity Framework, are integrating enhancements for broader digital identity ecosystems in preparation for 2.0, without altering the fundamental QES requirements.

International Recognition

The recognition of qualified electronic signatures (QES) internationally draws from the UNCITRAL Model Law on Signatures (), which establishes principles of functional and non-discrimination, favoring the substantive of foreign electronic signatures and certificates regardless of . This framework has influenced electronic signature laws in numerous countries worldwide, with e-signatures legally valid in over 48 jurisdictions as detailed in global overviews, though exact to the EU's QES—requiring qualified certificates and secure creation devices—varies significantly. While basic and advanced electronic signatures are broadly accepted, QES-level assurance often demands additional verification outside the EU to ensure cross-border enforceability. In the United States, electronic signatures are governed by the Electronic Signatures in Global and National Commerce Act (ESIGN Act) of 2000 and the , which provide a technology-neutral legal basis for their use but do not have a direct equivalent to QES. The closest analog is certificate-based digital signatures employing , which offer high reliability but lack the mandatory qualified trust service provider oversight inherent in QES. Post-Brexit, the has retained the eIDAS framework through the Electronic Identification and Trust Services for Electronic Transactions Regulations 2016 (UK eIDAS), preserving the recognition of EU QES within the UK while maintaining technical standards for qualified trust services. However, reciprocal recognition of UK qualified signatures in the remains pending, limiting seamless cross-border application. Mutual recognition agreements facilitate QES interoperability in select regions; for instance, , as part of the (EEA), fully recognizes QES under , and vice versa, enabling equivalent legal effect across borders. In contrast, operates under its ZertES law, which aligns with principles but lacks automatic mutual recognition with the ; as of early 2025, the Swiss Federal Council has initiated negotiations to establish such an agreement to address legal uncertainties in cross-border transactions. In Asia, Singapore's Electronic Transactions Act (ETA) recognizes secure electronic signatures (SES) as the local equivalent to QES, requiring PKI-based certification from accredited authorities like Netrust for high-assurance use, though alignment with standards may necessitate supplementary validation for international dealings. As of 2025, efforts toward greater harmonization continue through the World Trade Organization's Joint Statement Initiative on , where an agreement finalized in 2024 by 82 members includes provisions on electronic signatures to standardize digital transactions and reduce fragmentation. Supported by 71 members as of September 2025, this plurilateral framework promotes trust in e-signatures via rules on e-contracts and paperless trade, yet QES from one often requires case-by-case additional abroad to bridge varying legal thresholds.

Providers and Certification

Qualified Trust Service Providers

Qualified Trust Service Providers (QTSPs) are natural or legal persons granted qualified status by a supervisory body to deliver qualified trust services, such as the issuance of qualified certificates for electronic signatures, creation of qualified electronic signatures, and validation services, in full compliance with the requirements outlined in Article 24 of the Regulation (EU) No 910/2014. These providers play a central role in ensuring the reliability and legal equivalence of qualified electronic signatures to handwritten ones across the , facilitating secure electronic transactions by maintaining high standards of security and trustworthiness. QTSPs bear significant responsibilities, including robust identity verification of signatories through methods such as , with substantial or high assurance levels, or equivalent procedures to confirm the identity of or legal persons. They must also maintain and regularly update secure repositories, ensuring that status information is published within 24 hours to support timely validation of signatures. Furthermore, QTSPs are liable for any damages resulting from their failure to meet these obligations, with Member States able to limit liability except in cases of intentional or grossly negligent non-compliance, where full compensation may be required under Article 27. Prior to operations, QTSPs must publicly issue conformity statements affirming adherence to standards. As of 2025, prominent QTSPs include DocuSign, which provides qualified electronic signature services across the EU as a listed provider, GlobalSign, offering eIDAS-compliant qualified certificates and signatures through its qualified trust services, and Deutsche Post in Germany, delivering POSTIDENT E-Signing as a verified qualified service for secure document execution. These entities must publish their conformity statements to demonstrate ongoing compliance. QTSPs operate under the supervision of designated national supervisory bodies, which conduct audits at least every 24 months to verify compliance and can grant or revoke qualified status accordingly. To enable cross-border recognition, qualified QTSPs are included in their Member State's trusted list, which are consolidated into the EU Trusted List maintained by the for public verification of service validity.

Accreditation Process

Entities seeking to become Qualified Trust Service Providers (QTSPs) under the Regulation must follow a structured application process overseen by national supervisory bodies. The process begins with the submission of a notification of intent to the relevant national authority, accompanied by a assessment report prepared by an accredited assessment body (CAB). For instance, in , applications are submitted to the Agence Nationale de la Sécurité des Systèmes d'Information (ANSSI). Applicants must demonstrate compliance with the general requirements for trust service providers as outlined in ETSI EN 319 401, which covers policies, practices, and operational security for providing trust services such as qualified electronic signatures. Key criteria for accreditation emphasize robust organizational and measures to ensure reliability and . These include the implementation of strong internal controls, secure systems and to protect against risks, and of financial and operational sufficient to sustain long-term provision. Conformity assessments are conducted by CABs accredited according to ISO/IEC 17065, which specifies requirements for bodies certifying products, processes, or services. Additionally, QTSPs must undergo regular audits—at least every 24 months—to verify ongoing compliance with requirements, including measures that may involve vulnerability assessments and penetration testing as part of the evaluation of protective controls. The accreditation process unfolds in distinct stages to ensure thorough validation. First, a pre-assessment phase allows the CAB to review documentation and identify potential gaps in compliance. This is followed by a full conformity audit, encompassing detailed examinations of policies, procedures, and technical implementations, including testing of security features. Upon successful completion, the CAB issues a report, which the applicant submits to the national supervisory body for verification. If approved, the supervisory body grants qualified status to the provider and its services. Post-accreditation, ongoing monitoring by the supervisory body is mandatory, involving periodic reviews and re-audits; non-compliance can lead to suspension or revocation of the qualified status. The framework has been amended by eIDAS 2.0 (Regulation (EU) 2024/1183), which entered into force on May 20, 2024. This update refines rules for QTSPs, including enhanced identity verification aligned with European Digital Identity (EUDI) Wallets, updated security protocols against evolving cyber threats, and new reference standards to be defined by the by the end of 2025. QTSPs must adapt to these changes for continued compliance, with full implementation phased in through 2026-2027 to support the EU's . At the EU level, national supervisory bodies notify the of newly accredited QTSPs, leading to their inclusion in the centralized Trusted List published under the framework. This list ensures cross-border recognition of qualified services. As of October 2025, the EU Trusted List includes 249 qualified trust service providers across member states, reflecting widespread adoption of the regulation's standards.

Adoption and Applications

Common Use Cases

Qualified electronic signatures (QES) are integral to secure digital workflows across multiple sectors in the , providing the highest level of legal equivalence to handwritten signatures under regulations. Their use ensures , identity assurance, and compliance in high-stakes environments, facilitating efficient cross-border and remote operations. In the government and , QES is employed for signing official documents such as filings and applications, where is paramount. It is also utilized in EU-wide processes through networks like , enabling secure and tender submissions for public contracts. For instance, public administrations leverage QES to process significant bids and agreements, streamlining while maintaining trails. In finance and banking, QES supports loan agreements, securities transactions, and high-value contracts that demand and compliance with directives like PSD2. Banks use it for account openings, investment contracts, and multi-level approval workflows, ensuring secure digital execution of transactions across member states. This application enhances trust in regulated financial operations, reducing risks in cross-border dealings. The healthcare sector adopts QES for consent forms, prescriptions, and alignment with GDPR requirements, safeguarding sensitive in digital processes. It facilitates cross-border medical records exchange via initiatives like the eHealth Digital Service Infrastructure, allowing secure sharing of summaries and e-prescriptions while preserving and validity. In business and legal contexts, QES is applied to corporate contracts, documents such as agreements, and filings, including patent assignments at the . Integration with platforms like and Yousign enables seamless workflows for these high-risk documents, providing robust security for and legal powers of . As of 2025, the widespread adoption of QES in the , accelerated by trends post-COVID, has contributed to a booming market projected to reach USD 2.71 billion, underscoring billions of secure transactions annually across sectors.

Challenges and Future Developments

Despite the legal equivalence of qualified electronic signatures (QES) to handwritten ones under eIDAS, several barriers hinder widespread adoption in the European Union. High costs associated with QES implementation, including qualified signature creation devices (QSCD) such as USB tokens or smart cards (typically ranging from €50 to €200 per device) and annual qualified certificates (starting from around €22 for one year from some providers), pose significant challenges for small businesses and individuals. User complexity further complicates adoption, as QES requires secure hardware or remote solutions, contrasting with simpler electronic signatures that lack equivalent legal weight but are easier to deploy; surveys indicate regulatory and technical complexity affects up to 15% of businesses. Limited awareness exacerbates these issues, with QES adoption remaining fragmented—rates vary widely, such as 22% electronic ID usage (enabling QES) in Germany compared to 98% in Finland, reflecting only partial uptake among EU businesses as of 2025. Interoperability problems with legacy systems also persist, stemming from diverse national interpretations of standards, incompatible certificate authorities, and varying authentication mechanisms that prevent seamless cross-border verification. Looking ahead, , adopted in April 2024 and entered into force in May 2024, introduces the European Digital Identity Wallet (EUDI Wallet) to simplify QES access, mandating availability to all citizens and residents by December 2026 and acceptance in regulated sectors by 2027. This wallet supports QES through and cryptographic features, aiming to reduce complexity and boost cross-border usability. Emerging technological integrations, such as for enhanced tamper-proofing of signatures via immutable ledgers and cryptographic hashing, are gaining traction to strengthen QES . Additionally, the is advancing quantum-resistant algorithms for electronic signatures, with standardization efforts underway to counter future threats, including shortlisting post-quantum by 2025. These developments are projected to drive substantial growth, with the European digital signature market—including QES—expected to expand from $2.71 billion in 2025 to $26.80 billion by 2032 at a of 38.8%, implying over 50% increase in QES usage by 2030 through streamlined processes. This shift could yield significant cost savings, with 26% of businesses reporting that e-signatures enable cost savings and contributing to broader administrative efficiencies estimated in billions annually by minimizing paper-based workflows. Ongoing initiatives under the Digital Decade policy programme target 100% online availability of key public services by 2030, fostering greater QES integration to achieve 80% EUDI Wallet adoption and support across public administrations.

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    The Digital Decade targets for digitalisation of public services are that, by 2030, all key public services should be available online, all citizens will have ...Missing: signatures | Show results with:signatures