Middle class
The middle class refers to a socioeconomic stratum positioned between the lower and upper classes, typically comprising households with disposable incomes ranging from 75% to 200% of the national median, enabling relative financial security, access to education, homeownership, and discretionary spending.[1][2] This group is defined empirically through income bands adjusted for household size and local costs, though definitions vary slightly across institutions, with some using two-thirds to double the median.[3] Key characteristics include stable professional or white-collar employment, higher educational attainment, and cultural norms emphasizing deferred gratification and social mobility.[4] A robust middle class underpins economic growth by driving consumer demand, fostering innovation through education investments, and promoting political stability via broad-based prosperity.[5][6] In developed economies like the United States, its share has contracted from 61% of households in 1971 to 51% in 2023, reflecting wage stagnation for non-college graduates, rising housing costs, and income polarization toward high-skill sectors.[2] Conversely, globally the middle class has expanded dramatically, surpassing 4 billion people in 2025 for the first time, primarily due to industrialization and urbanization in Asia and other emerging regions.[7] Notable controversies surround its measurement and perceived erosion, with subjective self-identification remaining steady at around 54% in the U.S. despite objective declines, highlighting a disconnect between aspirations and metrics.[8][2] Job polarization—growth in low- and high-wage roles at the expense of middling occupations—has intensified pressures, contributing to debates over globalization, technological disruption, and policy responses like education reform and trade adjustment.[9] Historically emerging during industrialization, the middle class symbolizes meritocratic achievement but faces challenges from intergenerational mobility slowdowns and wealth concentration.[10]Definitions and Characteristics
Economic Criteria
The middle class is most commonly defined economically through income relative to the national or regional median household income, capturing a group's position between lower- and upper-income extremes. In the United States, the Pew Research Center delineates middle-income households as those earning between two-thirds and double the median household income, adjusted for household size and local cost of living; for a three-person household in 2022, this ranged from approximately $56,600 to $169,800 annually. Internationally, the Organisation for Economic Co-operation and Development (OECD) employs a similar relative threshold of 75% to 200% of median disposable income, encompassing about 61% of the population across member countries on average. These relative measures prioritize purchasing power and lifestyle sustainability over absolute dollars, reflecting economic security amid varying costs of housing, education, and healthcare. Wealth accumulation serves as a complementary economic criterion, emphasizing net worth rather than flow of income, though it is less uniformly standardized. Middle-class households typically hold assets such as home equity, retirement savings, and moderate investments, enabling resilience against shocks like unemployment or medical expenses, while lacking the diversified portfolios of the upper class. For instance, U.S. data indicate middle-class net worth often falls between $100,000 and $1 million, sufficient for property ownership but vulnerable to debt burdens; this contrasts with lower classes holding minimal assets and upper classes exceeding multimillion-dollar thresholds. Empirical analyses highlight that wealth disparities have widened, with the top 10% controlling nearly half of total wealth in OECD nations, underscoring how income mobility alone may not sustain middle-class status without asset growth. Occupational status provides an indirect economic proxy, linking to stable earnings and benefits rather than manual or precarious labor. Middle-class roles predominate in professional, managerial, and white-collar fields—such as engineers, teachers, and mid-level administrators—yielding predictable salaries with employer-sponsored health insurance and pensions. Studies affirm that such occupations correlate with middle-income brackets, as self-employment or skilled trades can qualify if generating equivalent wealth, though gig or service-sector work often aligns with working-class economics due to income volatility. Discrepancies arise when high-skill jobs yield upper-middle incomes, prompting hybrid definitions that integrate occupation with income data for precision.| Criterion | Key Measure | Example Threshold (U.S., 2022-2024 data) | Source |
|---|---|---|---|
| Income | 67%-200% of median household income, adjusted for size | $56,600-169,800 (3-person household) | Pew Research Center[11] |
| Wealth | Net worth enabling home ownership and savings | $100,000-1,000,000 | OECD analyses[1] |
| Occupation | Professional/managerial roles with benefits | Salaried positions in tech, education, administration | Brookings Institution[3] |