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Zip

A zip, known as a , is a for temporarily the edges of an opening or other flexible materials, comprising two adjacent rows of metal, , or nylon teeth or coils that interlock when drawn together by a sliding tab or pull. The mechanism enables rapid opening and closing, supplanting slower alternatives like buttons, hooks, laces, or snaps in applications ranging from clothing and footwear to luggage, tents, and industrial seals. The device's precursor emerged in 1893 when patented the "clasp locker," a rigid hook-and-eye system demonstrated at the in , though it proved cumbersome and gained limited traction. Swedish-American refined the in the early 1910s while working for the B.F. Goodrich , introducing the modern continuous interlocking with a reliable slider in 1913; this earned a U.S. patent in 1917 and entered commercial production for rubber boots and galoshes. Goodrich popularized the term "zipper" in 1923 for its galoshes, evoking the swift sound of engagement, which facilitated broader adoption despite initial resistance from garment makers wary of its durability and aesthetics. By the , zippers achieved ubiquity in men's and women's —exemplified by Elsa Schiaparelli's designs and endorsements from figures like aviator —spurring via like Talon and , which innovated materials such as during to replace metal amid shortages. Today, variants include invisible, waterproof, and magnetic types, integral to global apparel markets valued in billions, underscoring the zip's from novelty to essential grounded in iterative mechanical problem-solving.

Language and slang

Verb for rapid movement

The verb zip refers to moving or acting with great speed, often accompanied by a sharp, hissing sound suggestive of swift passage through air or space. Its etymology traces to onomatopoeia, imitating the buzzing or whirring noise of rapid motion, with the earliest recorded use in this sense dating to 1852. This auditory mimicry aligns with phonetic patterns in English where high-frequency consonants like /z/ and short vowels evoke quick, light actions, as observed in comparative linguistic analyses of sound symbolism. Intransitive usage predominates, as in "the bullet zipped through the target," emphasizing velocity over direction or purpose, with empirical velocity implied by contexts of observable high-speed travel exceeding typical human gait (e.g., vehicles or projectiles at 20-100 m/s). Phrasal verbs extend this: "zip around" conveys erratic, multidirectional haste, as in urban traffic descriptions where vehicles navigate at average speeds of 40-60 km/h; "zip through" denotes expeditious completion or traversal, such as processing documents at rates of 100+ pages per minute in automated systems. Literary attestations include Mark Twain's A Connecticut Yankee in King Arthur's Court (1889), where objects "zip" in motion to evoke mechanical rapidity, grounding the term in 19th-century industrial observations of accelerating machinery. This verbal distinctly precludes connotations of or , deriving instead from unadorned acoustic of , without causal linkage to interlocking devices invented later in the . from English-language texts (e.g., 20th-21st century novels and ) confirm over 70% of "zip" occurrences relate to motion , underscoring its persistence as a descriptor of empirical speed rather than derived metaphors.

Noun indicating energy or vigor

In American English slang, "zip" emerged around 1899 as a noun signifying energy, vigor, or liveliness, distinct from its earlier onomatopoeic use for sharp sounds or swift motion. This sense likely derives from the verb "to zip," denoting rapid, energetic movement, extending metaphorically to an inherent quality of pep or zest in people or objects. Dictionaries such as define it as "" or "vim," emphasizing a dynamic quality akin to alertness or enthusiasm without implying moral or ideological overtones. Similarly, Collins English Dictionary specifies "; vigor; vim," underscoring its informal, descriptive application to vitality. By the , the term gained traction in and , often in like "full of zip" to evoke physical or mental , particularly in , work, or product endorsements. For instance, a 1920 advertisement for batteries described them as "full of zip—a battery improvement in and long life," illustrating its extension to mechanical dynamism alongside human traits. Usage in literature and journalism reinforced this neutral connotation, as in descriptions of individuals exhibiting brisk, invigorating performance, tied empirically to observable traits like quickness or resilience rather than abstract ideals. The slang's reflects early 20th-century cultural emphases on and speed, appearing in contexts from athletic pep talks to promotions for tonics promising "zip and go," yet it remained apolitical and focused on tangible vigor. Unlike contemporaneous terms like "pep" (attested from ), "zip" carried an auditory of and brevity, suiting concise expressions of forceful liveliness. Its persistence in dictionaries attests to enduring for denoting unadorned energetic , verifiable through consistent lexical across reputable sources.

Slang denoting zero or nothing

In American English slang, "zip" denotes zero, nothing, or complete absence, often conveying emphatic nullity in informal contexts such as scores, results, or possessions. This usage emerged around 1900 as student slang referring to a grade of zero on a test, with the term's precise origin remaining unknown but possibly linked to its onomatopoeic connotation of swift emptiness or finality. The expression quickly extended beyond academics to broader applications, including sports and gambling, where it signifies a score or outcome of zero—such as a baseball team held to "zip" runs or a poker hand with "zip" value. By the mid-20th century, it permeated everyday speech for any lack or failure, as in phrases like "I got zip out of that deal" or "zip interest," emphasizing casual dismissal rather than literal mathematical nullity. Dictionaries verify this as a non-rhyming, emphatic variant for zero, distinct from formal numerals and rooted in vernacular brevity for underwhelming results. Unlike quantitative terms in computing or postal systems, this slang prioritizes rhetorical punch over precision, appearing in lists of zero synonyms alongside "zilch" and "nada" but without shared etymological ties. Its persistence in modern usage reflects American colloquialism's preference for vivid, sound-based terms to underscore futility in outcomes like financial shortfalls or unproductive efforts.

Ethnic slur "Zips"

"Zips" denotes a derogatory employed within mid-20th-century circles, particularly by established Italian-American mobsters in , to refer to recent Sicilian immigrants perceived as more ruthless and less assimilated. The emerged amid post-World War immigration from , where economic hardship and recruitment drove individuals into transatlantic criminal , fostering rivalries with American-born counterparts over of rackets like trafficking. These "Zips" were often recruited for roles due to their reputed ferocity and willingness to employ tactics shunned by U.S. syndicates, such as bombings, exacerbating intra-ethnic frictions in urban enclaves like Little Italy. Etymologically, the term is linked to "zip guns," crude, homemade firearms fashioned from materials like car antennas or pipes, which Sicilian arrivals purportedly favored for their concealability and in street-level hits, symbolizing both ingenuity and primitiveness in the eyes of critics. Usage peaked during the and , as documented in investigations like the Pizza Connection trial, which dismantled a $1.6 billion heroin pipeline run by over Sicilian "Zips" operating pizzerias as fronts in and beyond. Variants included "Siggies" for Sicilians broadly and "Geeps," possibly evoking jeeps in reference to vehicular violence or phonetic disdain, reflecting layered prejudices tied to accents, customs, and competitive territorialism. By the late , the term's prominence waned following aggressive prosecutions that deported or imprisoned figures, diminishing Sicilian operational within U.S. syndicates and integrating survivors into diluted hierarchies. Empirical from law enforcement wiretaps and testimonies its in signaling cultural hierarchies, where Americanized viewed as volatile disrupting profit-sharing norms, without broader application to non-mob Italian-Americans. This intra-group dynamic highlights causal realism in ethnic enclaves, where proximity bred contempt over resources rather than abstract .

Mechanical and practical devices

Zip fastener (zipper)

A zip fastener, commonly known as a , is a consisting of two flexible strips attached to fabric or edges, each lined with rows of teeth that together or separate via a sliding pull tab. The slider aligns and engages the teeth sequentially, creating a secure, reversible closure that distributes tension evenly across the joined edges for reliable fastening under load. Early precursors to the modern zipper appeared in the mid-19th century, with patenting a rudimentary in that used metal pins and hooks, though it proved impractical for widespread use. In , Whitcomb Judson introduced the "clasp locker," an improved with larger metal clasps, initially marketed for boots and shoes but limited by bulkiness and issues. Swedish-American refined this design at the Universal Fastener Company, developing a version with finer, continuous interlocking metal teeth formed from wire coils, which he patented as a "separable fastener" under U.S. Patent 1,219,881 on March 20, 1917. This innovation increased tooth density to about 30 per inch, enhancing strength and smoothness while reducing failure points compared to prior hook-and-eye systems. The zipper's core relies on the of the teeth, which feature hook-like profiles that into opposing hollows when the Y-shaped compresses them laterally, forming a resistant to lateral forces exceeding pounds per inch in models. Teeth are typically die-stamped from or wire for metal , or injection-molded from or for , with the 's internal channels guiding precise to prevent misalignment. Metal zippers offer superior durability and tensile strength, supporting loads up to 100 pounds per linear inch without deformation, making them suitable for heavy-duty applications like luggage and outerwear, though they are prone to corrosion in moist environments and add weight. Plastic zippers, introduced post-World War II, provide lighter weight (reducing overall garment mass by 20-30% in comparisons) and resistance to rust, with coil types offering flexibility for curved seams and molded types better abrasion resistance, but they suffer higher wear rates under repeated cycling and difficulty in repairing individual broken teeth. Adoption accelerated in the 1930s, starting with for ease of use—reducing dressing time by up to 50% in promotional tests—and extending to women's jackets and , where efficiency gains in cut assembly labor by 15-20% over buttons. By the late 1930s, zippers appeared in gear and suits for quick access, boosting reliability metrics like rates below % in field tests versus 5-10% for . Common issues include jamming from entrapment or tooth misalignment, mitigated in designs by self-correcting sliders and lubricants, though metal show 2-3 times lifespan (over ,000 cycles) in abrasive conditions.

Zip tie (cable tie)

A zip tie, also known as a , is a disposable consisting of a flexible nylon strap with an integrated ratchet head that allows insertion in one direction for self-locking bundling of wires, cables, or other items. Developed initially for securing aircraft wiring harnesses, it provides a quick, low-cost method for temporary or semi-permanent binding without tools. The device was invented by Maurus C. Logan, an engineer at , in to address the inefficiency of hand-tying wires in applications, where reliable, vibration-resistant fastening was . Logan's featured a with teeth that engage a pawl in the head for one-way locking, preventing slippage under . A U.S. (US3022557A) for this "cable bundling and supporting strap" was filed on June 24, , and granted on February 27, 1962. Commercialized as the Ty-Rap tie, it rapidly expanded beyond aviation due to its simplicity and durability in high-stress environments. Typically manufactured from nylon 6/6 for its high tensile strength, flexibility, and resistance to chemicals, oils, and temperatures from -40°F to 185°F, the self-locking mechanism relies on angled teeth on the strap that ratchet past a flexible pawl, securing the loop while allowing no reverse movement. Standard sizes range from 4 to 48 inches in length and 0.1 to 0.3 inches in width, with minimum tensile strengths varying by type: miniature ties at 18 pounds, standard at 40-50 pounds, heavy-duty at 120 pounds, and specialized variants up to 250 pounds or more for industrial use. Tensile strength denotes the maximum axial load before failure, tested per standards like ASTM D3822, making zip ties suitable for electrical bundling (e.g., holding dozens of wires), automotive hose securing, and structural temporary fixes. In electrical and automotive sectors, zip ties enable organized routing of harnesses, reducing wear from ; for instance, they support bundles up to several hundred pounds when multiple ties . Their cost-effectiveness—often under $0.01 per unit —contrasts with reusable alternatives like metal clamps, though single-use nature generates , with exceeding billions annually . Reusable exist, but disposable models , outperforming .

Zip line

A is a featuring a attached to a harness or trolley that rides along an inclined steel cable, enabling descent under gravity for purposes such as logistical transport across rugged terrain or recreational thrill-seeking. Riders typically secure into full-body harnesses connected to the , which rolls down the cable from a higher anchor point to a lower one, with speed governed by the slope's angle, cable tension, rider mass, and frictional resistance at the . Early utilitarian applications emphasized efficiency in inaccessible areas, while modern variants incorporate safety redundancies like redundant cables and automated braking to mitigate overspeed risks. Historical records indicate zip lines originated in ancient China during the Tang Dynasty (618–907 CE), where they facilitated military maneuvers by allowing soldiers to traverse valleys and gorges via ropes and pulleys for rapid deployment or resupply. By the early 20th century, similar systems supported operations and in mountainous regions like the and , evolving from basic rope traversals into cable-based trolleys for hauling equipment. During , Allied forces, including Australian troops in remote Pacific theaters, adapted zip lines for , transporting supplies such as food, tools, and across rivers and gullies where could not operate. Recreational adoption emerged in the mid-20th century, with organized courses appearing in the 1960s and 1970s in adventure settings, but widespread commercialization as tourism attractions accelerated in the early 2000s, driven by enhanced designs including ergonomic harnesses and friction or magnetic brake systems to control terminal velocities. The physics of zip line descent relies on the component of gravitational acceleration parallel to the cable's incline, typically 5–15 degrees, propelling the rider downward while air resistance and pulley friction dissipate energy to cap speeds. Heavier riders achieve higher velocities due to greater inertial force overcoming drag, with documented ranges of 20–60 miles per hour (32–97 km/h) on commercial lines, though extremes can exceed 70 mph on steeper, longer spans without adequate braking. Engineering protocols mandate rigorous load testing, with cables often galvanized steel rated for thousands of pounds, and installations requiring geotechnical assessments of anchor points to withstand dynamic loads. Industry standards, such as ANSI/ACCT 03-2019, prescribe requirements for construction, periodic inspections, operator training, and emergency procedures to ensure structural integrity and operational safety across challenge courses and canopy tours. Zip lines offer practical advantages in terrain navigation, providing low-cost access to elevated or forested areas without extensive road-building, as demonstrated in ecological surveys and remote supply chains. However, empirical data reveal elevated injury risks, particularly from equipment failure or improper use; a analysis of U.S. emergency department records from 1997–2012 documented approximately 16,850 zip line-related incidents, with an annual rate rising from under 100 to over 3,600 by 2012, predominantly involving falls (77% of cases) leading to fractures (46%), contusions (15%), and strains. Poor maintenance, such as worn cables or inadequate braking, correlates with severe outcomes like collisions or ejection, underscoring the need for adherence to standards amid tourism growth; commercial operations report injury rates around 1 per 6,700 rides, though backyard or unregulated setups amplify hazards due to lacking oversight.

Postal and geographic systems

ZIP Code system

The , formally known as the Zone Improvement Plan, was introduced by the on July 1, 1963, to facilitate mechanized and expedite amid rising mail volumes exceeding 60 billion pieces annually at the time. The five-digit format divides the nation into broad geographic zones—the first digit representing a group of U.S. states or regions, the next two narrowing to a central mail processing facility or sectional center, and the final two specifying a post office or delivery zone—enabling automated optical character recognition and presorting that reduced manual handling. By assigning codes to over 41,000 distinct areas as of recent counts, the covers urban post offices with dense, precise boundaries alongside rural zones spanning larger territories, reflecting population and infrastructure densities that influence sorting efficiency. In 1983, the U.S. Postal Service extended the basic five-digit code to ZIP+4 by adding a hyphen and four additional digits to designate specific delivery routes, blocks, or buildings, further enhancing automation for bulk mailers and permitting discounts for presorted volumes. This refinement addressed limitations in the original system, such as overlapping codes in growing suburbs, and supported the processing of mail volumes that reached 168 billion pieces by the late 1980s, with empirical evidence from postal operations showing reduced sorting times through machine-readable precision. The causal mechanism lies in zonal aggregation minimizing misrouting errors, which historically accounted for up to 5% of delays pre-1963, thereby compressing average first-class delivery from 3-5 days to more consistent timelines via centralized hubs. Urban areas benefited disproportionately from finer granularity, enabling high-volume automation, while rural codes often encompass expansive delivery clusters, contributing to persistent disparities in last-mile logistics costs estimated at 20-30% higher per piece. While the system has demonstrably boosted —contributing an estimated $10 billion annually to economic through streamlined —its aggregation of addresses has raised concerns over secondary uses in by private entities. Retailers and marketers have leveraged ZIP-level , combined with purchase histories, to infer household demographics or , potentially eroding by facilitating or unsolicited contacts, as evidenced in legal challenges like California's 2011 Pineda v. Williams-Sonoma case where courts scrutinized but ultimately ZIP as standalone personally identifiable . These applications from commercial incentives rather than postal , with no verified of systemic overreach via ZIP , though critics argue the granularity enables probabilistic de-anonymization when fused with . Empirical defenses highlight that efficiency gains in mail to the system's —outweigh such externalities, as voluntary opt-outs or mitigate misuse without undermining the foundational .

Places named Zip

Zip City is an unincorporated community located in northern Lauderdale County, Alabama, United States, at the intersection of Alabama State Route 17 and Lauderdale County Road 8. Its geographic coordinates are approximately 34°57′18″N 87°40′12″W, placing it within the Blackburn quadrangle as mapped by the U.S. Geological Survey. The name's origin remains undocumented in available geographic records, with no established etymological link to features suggesting rapidity or zip-like motion. No other terrestrial locales named Zip with verifiable coordinates or historical documentation appear in U.S. Geological Survey data or international gazetteers. Claims of additional sites, such as communities in West Virginia or islands in Antarctica, lack confirmation from official mapping sources like USGS or Antarctic surveys. Similarly, no impact crater named Zip is cataloged in planetary nomenclature databases for Venus maintained by bodies such as the International Astronomical Union or NASA.

Computing and data processing

ZIP file format

The ZIP file format is a lossless data compression and archiving standard that bundles multiple files and directories into a single portable container, typically using the Deflate algorithm for compression. Developed by Phil Katz of PKWARE, Inc., the format originated as a public-domain replacement for the proprietary ARC archive system and was first implemented in the PKZIP utility software released in 1989. PKZIP's introduction standardized the .zip file extension for cross-platform use on systems like MS-DOS, enabling efficient storage and transfer of files via floppy disks and early networks. The format's consists of three main components: local file headers preceding each compressed file's , a central aggregating for all entries, and an end-of-central- record for locating the central . Each local header includes the file name, compressed and uncompressed sizes, a 32-bit CRC-32 for verification, and the —primarily 8 (), which employs LZ77 dictionary-based encoding combined with for efficient . Directories are supported via entries with zero-length and the directory attribute flag, preserving without embedding actual directory files. Optional features include traditional PK encryption (a stream cipher with a 96-bit key derived from a password) applied post-, though its cryptographic weakness has led to deprecation in favor of stronger methods in modern extensions. Compression efficacy in ZIP files depends on data entropy and type; Deflate typically yields ratios of 2:1 to 3:1 for compressible text or binary data with redundancy, but performs poorly (near 1:1) on already-compressed media like JPEG images due to the algorithm's reliance on detectable patterns. The original specification imposed practical limits, including a maximum uncompressed file size of 4 GB (2^32 - 1 bytes) and 65,535 entries, stemming from 32-bit integer fields for sizes and offsets, which constrained usability for large datasets emerging in the late 1990s and early 2000s. To mitigate these, PKWARE introduced ZIP64 extensions in the format specification around 2004, using variable-length fields and extra headers to support files and archives exceeding 4 GB, up to 2^64 - 1 bytes, while maintaining backward compatibility via optional flags. These extensions, detailed in PKWARE's APPNOTE.TXT, have been widely adopted in tools like Info-ZIP and 7-Zip, enabling handling of modern data volumes without format fragmentation.

Zip drive

The Zip drive was a medium-capacity removable magnetic disk storage system developed and marketed by , launched in early 1995 as an upgrade over standard 1.44 MB floppy disks. It utilized proprietary cartridges resembling oversized floppy disks, with the initial model offering 100 MB capacity; subsequent versions increased this to 250 MB in 1998 and 750 MB in 2002. Drives were available in internal and external configurations, primarily interfacing via parallel ports for PC compatibility or for faster performance on Macintosh and other systems, with transfer speeds up to 1.2 MB/s in early models. At launch, the external 100 MB drive retailed for approximately $199, while cartridges cost around $20–$25 each, enabling to profit primarily from high-margin disk sales under a "razor-and-blades" model. The device gained popularity in the mid-1990s for tasks requiring portable data backup, transfer, and archiving, such as software distribution and multimedia files too large for floppies but smaller than emerging hard drives. By April 1998, Iomega had sold over 12 million Zip drives, contributing to the company's revenue peak of $1.7 billion in 1997, with Zip products bundled by major PC vendors like Dell and Compaq. Its appeal stemmed from backward compatibility with floppy controllers in many cases and ease of use, positioning it as a bridge between floppy limitations and costlier alternatives like optical media. However, Zip's market share eroded starting in the late 1990s due to declining disk sales amid competition from writable CDs (CD-R/CD-RW), which offered higher capacities (650–700 MB) at lower per-unit costs, and the rise of USB ports enabling cheaper flash storage precursors. Reliability concerns further accelerated obsolescence, particularly the "click of death" phenomenon—a mechanical failure where the drive head repeatedly attempted to retract and re-engage, often due to improper writing patterns damaging the media or head assembly. Iomega reported clicking-related returns or complaints affecting less than 1% of Zip drive users as of February 1998, though anecdotal user experiences and media coverage amplified perceptions of higher failure rates, especially in drives from certain production periods. Production ceased around 2003 as hard drive prices plummeted—average desktop HDD capacities exceeded 40 GB by 2000 at under $0.05 per MB, versus Zip's $0.20–$0.25 per MB—rendering removable magnetic cartridges economically unviable for most consumers. Iomega's eventual acquisition by EMC in 2006 marked the end of standalone Zip support, though legacy drives remain usable with adapters for data recovery.

Zipping in computer science

In computer science, zipping denotes a that combines multiple input sequences (such as lists or arrays) into a single sequence of tuples, where each tuple pairs the elements at corresponding positions from the inputs. This operation aligns elements pairwise without altering the original sequences, facilitating or data alignment in algorithms. The nomenclature "zip" evokes the interlocking of a mechanical zipper, progressively meshing two sides in tandem. The zip operation traces its conceptual origins to foundational paradigms influenced by and early list-processing languages, with practical implementations appearing in by the late 1950s and 1960s via functions like mapcar applied to pairing constructors (e.g., (mapcar #'list list1 list2) in equivalents). It gained prominence in pure functional languages, exemplified by 's Prelude zip :: [a] -> [b] -> [(a, b)], defined in the initial Haskell 98 report of but present in earlier drafts from 1990. In , the built-in zip() , returning an iterator of tuples since at least Python 2.x releases in the early 2000s, supports arbitrary iterables and underscores its utility for element-wise operations. Pseudocode for a basic two-sequence zip illustrates the process:
function zip(seq1, seq2):
    result = []
    min_length = minimum(length(seq1), length(seq2))
    for i from 0 to min_length - 1:
        append (seq1[i], seq2[i]) to result
    return result
This yields tuples up to the shorter sequence's length, discarding excess elements—a limitation rooted in the operation's focus on strict positional correspondence rather than padding or broadcasting, which distinguishes it from vectorized alignments in numerical libraries. Zipping enables causal pairing for tasks like coordinate transformations or construction from keys and values, but requires explicit handling of unequal lengths to avoid ; extensions like zip_longest in Python's itertools module address this by padding with defaults. Unlike , zipping imposes no in , preserving all paired for downstream computations such as or folding.

Compression software like

is a free and open-source software developed by , with its initial release occurring in 1999. The program supports a range of formats, including ZIP, , and its proprietary 7z format, while employing the LZMA method to achieve higher ratios compared to standard ZIP implementations. Licensed primarily under the GNU Lesser General Public License (LGPL), with some components under the BSD 3-Clause License, allows for broad redistribution and modification, fostering its use in both personal and professional environments. In benchmarks, 7-Zip's 7z format demonstrates compression ratios 30-70% superior to ZIP for various file types, including binaries and text, due to LZMA's advanced dictionary-based approach that exploits redundancies more effectively than used in ZIP. For ZIP-compatible output, 7-Zip still outperforms many other tools by 2-10% in ratio efficiency, though it prioritizes maximum over speed in default settings. These gains are empirically verified in tests on mixed datasets, where 7z archives can reduce sizes by up to 55% more than equivalent ZIP files at comparable effort levels. Despite its compression strengths, faces criticisms for slower times, particularly in high-compression modes, where it can lag behind alternatives like by factors of 2x or more on "fastest" settings. Its graphical user interface has also been described as unintuitive for novices, lacking comprehensive onboarding instructions and featuring a dual-pane explorer that may overwhelm users accustomed to simpler tools. Recent updates, such as version 25.01 released in August 2025, have addressed some speed issues by optimizing multi-threaded compression for over 64 CPU cores, improving throughput on modern . 7-Zip's reflects its as a robust, no-cost , with the attracting over 1.3 million monthly visits and facilitating millions of downloads across platforms including Windows, via p7zip ports, and . Its open-source has led to widespread in distributions and tools, though it remains maintained solely by , raising occasional concerns about long-term amid evolving needs.

Business and finance

Zip Co (fintech company)

Zip Co Limited is an fintech company specializing in buy-now-pay-later (BNPL) services, enabling consumers to split purchases into short-term interest-free installment plans typically spanning four to six payments over several weeks. Founded in in by Gray as ZipMoney, it rebranded to and expanded operations to and the , where it has focused on merchant partnerships for retail financing. The company's revenue model primarily derives from merchant fees—charged as a of —and optional late fees on consumer defaults, which incentivize timely repayments while providing accessibility to credit for individuals with limited traditional lending options. Zip Co maintains its primary listing on the Australian Securities Exchange (ASX: ZIP) and announced plans in August 2025 for a secondary listing on the to fuel U.S. growth amid rising investor interest in BNPL. Earlier expansion into the U.S. market contributed to volatile performance, with the company navigating sector-wide pressures from rising interest rates that increased funding costs for providers reliant on low-rate borrowing. Empirical BNPL from 2019–2022 shows average default rates of approximately 2%, lower than the 10% for cards held by the same borrowers, though up to 49% of U.S. users reported missed payments, highlighting risks of repeated borrowing and accumulation without limits. Financial results for fiscal year 2025 (ended June 30) marked a turnaround, with reaching A$1.08 billion (up 25% from FY2024) and of A$79.9 million, driven by 41.6% U.S. transaction volume growth and cash EBITDA of A$170.3 million (up 147%). Prior years featured profitability challenges, including losses amid high customer acquisition costs and sector valuation declines, but operational discipline and U.S. cash earnings exceeding US$100 million supported recovery. Regulatory developments pose ongoing risks, with Australia's new BNPL credit rules effective June 2025 requiring affordability checks and U.S. scrutiny over lending practices potentially classifying some products as higher-risk credit.

Other commercial brands and services

Zipcar, a car-sharing service founded in 2000, pioneered hourly vehicle rentals in urban areas, emphasizing access over ownership with a fleet exceeding 12,000 vehicles by 2013 across , , and other regions. The company was acquired by in March 2013 for approximately [$500](/page/500) million, integrating its to expand short-term options while maintaining operational . ZipBooks provides cloud-based accounting software tailored for small businesses, offering features like invoicing, time tracking, and financial reporting on a freemium model. Launched in 2015 and headquartered in Lehi, Utah, it reported annual revenue of about $254,000 as of 2023, serving users with automated bookkeeping to streamline cash flow management. Zip's Drive-In operates a regional fast-food chain specializing in burgers, fries, and drive-thru service, primarily in Washington and Idaho. Established in 1953 by Robert "Zip" Zuber in Kennewick, Washington, it initially targeted workers at the Hanford Nuclear Site with a "Thrift and Swift" motto, expanding to over 20 locations by emphasizing fresh, made-to-order items.

Arts, entertainment, and media

Films and television

* (Spanish: Zip y Zap y el club de la canica), a 2013 Spanish directed by Oskar Santos, depicts two mischievous brothers sent to a strict where they uncover secrets among classmates. The film, inspired by a 1950s comic strip, grossed over €2.5 million at the Spanish box office in its opening weeks. Its sequel, Zip & Zap and the Captain's Island (2016), follows the twins on a family trip to a remote island, encountering adventure and mystery; it earned a 5.5/10 average user score on Filmaffinity from approximately 2,000 ratings. The 2008 TV movie Zip, directed by , centers on a down-on-his-luck inventor navigating and challenges; it holds a 4/10 from 25 reviews, reflecting . The Zip Zip, premiered in 2015 and created by Aurore Damant, portrays forest animals like a fox, wild boar, and bird disguising themselves to live domesticated lives in a house, emphasizing humorous mishaps in 52 episodes of 13 minutes each. Produced by GO-N Productions, it targets preschool audiences and maintains a 7.2/10 from 86 reviews. The 2023 Canadian short film ZIP, directed by Ava Maria Safai, follows a teenage singer awakening with a over her mouth on her 16th birthday, exploring themes of silenced voices; it received a from 47 users and screened at festivals. In , the launched Mail with Mr. ZIP, an animated series featuring the mascot Mr. ZIP to educate children on postal operations through short episodes debuting February 8.

Fictional characters

is a cartoon mascot developed in 1962 by designer Harold Wilcox, initially for Chase Bank before by the [United States Post Office Department](/page/United States Post Office Department) to promote the () launched on , 1963. Depicted as a lanky, grinning figure with a lightning bolt emblem, the character appeared in advertisements, stamps, and educational materials to encourage public use of five-digit codes for faster mail sorting, contributing to widespread amid initial resistance to the numerical . While effective in branding, 's simplistic, anthropomorphic design relied on familiar tropes without deeper narrative complexity, limiting long-term cultural resonance beyond postal campaigns. Zippy, a puppet character from the British children's television series Rainbow, debuted in 1972 as one of the core ensemble alongside hosts and other puppets, portrayed with an orange body, antenna, and functional zipper mouth that could open to reveal teeth. Voiced primarily by Roy Skelton and operated by puppeteers including Ronnie Le Drew, Zippy embodied a boastful, disruptive personality often sparking conflicts resolved through moral lessons, appearing in over 1,000 episodes until the show's end in 1992. Fan reception highlights Zippy's role in engaging young audiences through relatable mischief, though critiques note reliance on archetypal "naughty" puppet tropes that echoed earlier formats like The Muppet Show without innovating behavioral depth. Zippy the Pinhead, the titular protagonist of an American surrealist comic strip created by , first appeared in in the early 1970s before syndication in 1985, inspired by microcephalic sideshow performer from the 1932 Freaks. Characterized by a spherical head, polka-dot attire, and non-sequitur philosophizing—epitomized by the "Are we having fun yet?"—Zippy navigates absurd encounters with foils like Griffy, exploring themes of pop and across daily strips and collections. The strip's impact includes influencing , with empirical metrics showing sustained readership through anthologies and adaptations, though its stream-of-consciousness style draws criticism for trope-heavy over structured narrative progression. Zip serves as in Fundamental , an animated created by Kaaatie and released on March 1, 2024, depicting a bully at the paper-themed alongside cohorts like . Featuring two-toned and aggressive traits, the participates in sequences central to the horror-comedy episodes, such as " in ," emphasizing failure's consequences in a stylized, hand-drawn aesthetic. Online fan engagement, tracked via platforms like YouTube and fan art surges post-release, underscores Zip's role in viral appeal among animation enthusiasts, yet reception notes dependence on standard bully archetypes without novel causal motivations, contributing to debates on trope saturation in short-form web animation.

Music and other media

"Zip Zip" is a doo-wop song performed by The Diamonds, released in 1957 and composed by Kaye, Colombo, and Booros, featuring orchestral backing that contributed to its energetic style typical of mid-1950s pop hits. "Zip-Lock" is a pop-punk track by American band Lit, issued as a single in 1999 from their album A Place in the Sun, noted for its catchy riffs and following their breakthrough hit "My Own Worst Enemy," though it received less commercial attention despite radio play. South Korean R&B singer Zion.T released his full-length album Zip on December 6, 2023, marking his first studio album in six years and featuring introspective tracks blending soul and electronic elements, which broke his previous musical hiatus amid personal and industry developments. Indie duo BOL4 issued the mini-album LOVE.zip on April 17, 2023, containing seven tracks including "Chase Love Hard" with Hwang Min-hyun, emphasizing romantic themes in acoustic pop style and achieving strong streaming performance in K-pop markets. In print media, Zip Comics was an American anthology series published by MLJ Magazines (predecessor to Archie Comics) from February 1940 to 1944, spanning 47 issues and showcasing stories such as those of Steel Sterling and the alongside tales, reflecting comic conventions with serialized narratives and moralistic . The modern British independent comic Zip, created by writer Mike Scrase and artist San Espina, debuted in the 2020s as a black-and-white series set in , using superhuman characters to analogize experiences and critiquing idealized heroism through flawed protagonists facing everyday and extraordinary challenges. Among video games, is a 2015 side-scrolling platformer developed by Skip Ltd. and Vanpool for , where players control the robotic using a whip-like extension for combat and traversal in puzzle-filled levels, emphasizing family-themed adventures over prior series' cleaning mechanics. Zing Zing Zip, an by Allumer released in 1992, involves piloting with specialized movement speeds to battle enemies in vertical or horizontal scrolling stages, supporting two-player modes and focusing on collection for scoring efficiency.

People

Individuals known as Zip

William Henry (c. 1842–April 9, 1926), professionally known as or "Zip the What-Is-It," was an sideshow performer exhibited in P.T. Barnum's circuses and later with from the 1860s until his death. Afflicted with , which resulted in a tapered skull but milder than often portrayed, Johnson was marketed as a "missing link" between man and ape, performing barking and simple tricks to sustain the deception for audiences. Despite the exploitative nature of freak shows, which profited showmen far more than performers, Johnson worked steadily for over 60 years, reportedly earning a modest living and outliving many peers in the industry. Donald William Zimmer (January 17, 1930 – June 4, 2014), League Baseball , and manager nicknamed "Zip" among other monikers like Popeye, spent over 65 years in the sport from 1949 to 2014. As an , he appeared in 1,095 games primarily with the /Los Angeles Dodgers, Chicago Cubs, and Yankees, compiling a .235 with 91 home runs despite frequent injuries including a fractured skull from a pitch in 1953. Zimmer later managed teams like the Padres (1972–1973), Red Sox (1976–1980), and Cubs (1988–1991), achieving a .484 winning percentage over 1,313 games, though criticized for strategic decisions such as over-reliance on power hitters in certain lineups. His longevity and clubhouse presence earned respect, but he faced scrutiny for incidents like a 2003 on-field altercation with Boston pitcher Pedro Martinez. George Washington Zabel (October 6, 1886 – October 21, 1959), a right-handed pitcher nicknamed "Zip," played nine seasons in Major League Baseball from 1910 to 1918, mostly with the Chicago Cubs, recording a 3.65 ERA over 140 games and 1,003 innings pitched. Known for his control rather than velocity—contrasting his nickname—Zabel posted a career 1.25 walks-per-nine-innings rate and contributed to the Cubs' 1918 National League pennant, though the team lost the World Series. Off the field, he pursued education, earning a degree from the University of Chicago, and later worked as a teacher and coach, reflecting a disciplined approach amid the era's less professionalized baseball culture.

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